Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Akaash's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstores (worth 3.75%)
♾️ 1.5x on Everything Else
Percentages based on Akaash's valuation of 1.25¢ per Ultimate Rewards point
Rates
19.99% - 28.74% Purchase APR
19.99% - 28.74% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services