Alex King&#x27;s Cards

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Ink Business Preferred®

Sign Up Bonus

90,000 Points

after you spend $8,000 in the first 3 months from account opening

$1,350 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 7.5%)

🛍️ 3x on Travel, Telecommunication, Shipping, Advertisement (worth 4.5%) (up to $150,000)

♾️ 1x on Everything Else

Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Rates

19.99% - 25.99% Purchase APR

19.99% - 25.99% Transfer APR

28.99% Cash Advance APR

Fees

$95 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$15 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Sign Up Bonus

90,000 Points

after you spend $8,000 in the first 3 months from account opening

$1,350 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 7.5%)

🛍️ 3x on Travel, Telecommunication, Shipping, Advertisement (worth 4.5%) (up to $150,000)

♾️ 1x on Everything Else

Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Rates

19.99% - 25.99% Purchase APR

19.99% - 25.99% Transfer APR

28.99% Cash Advance APR

Fees

$95 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$15 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Blue Business Plus

Sign Up Bonus

15,000 Points

after you spend $3,000 in the first 3 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

16.99% - 26.99% Purchase APR

Fees

$0 Annual Fee

2.7% Foreign Transaction Fee

Sign Up Bonus

15,000 Points

after you spend $3,000 in the first 3 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

16.99% - 26.99% Purchase APR

Fees

$0 Annual Fee

2.7% Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Platinum

Sign Up Bonus

175,000 Points

after you spend $8,000 in the first 6 months from account opening

$1,750 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Airlines (worth 5%)

✈️ 5x on Air Travel (amextravel.com) (worth 5%)

✈️ 5x on Hotel (amextravel.com) (worth 5%)

✈️ 5x on Car Rental (amextravel.com) (worth 5%)

✈️ 5x on Cruise (amextravel.com) (worth 5%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

19.74% - 28.74% Purchase APR

28.99% Cash Advance APR

Fees

$895 Annual Fee

$0 Foreign Transaction Fee

Sign Up Bonus

175,000 Points

after you spend $8,000 in the first 6 months from account opening

$1,750 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Airlines (worth 5%)

✈️ 5x on Air Travel (amextravel.com) (worth 5%)

✈️ 5x on Hotel (amextravel.com) (worth 5%)

✈️ 5x on Car Rental (amextravel.com) (worth 5%)

✈️ 5x on Cruise (amextravel.com) (worth 5%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

19.74% - 28.74% Purchase APR

28.99% Cash Advance APR

Fees

$895 Annual Fee

$0 Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Amex EveryDay® Preferred

Sign Up Bonus

15,000 Points

after you spend $2,000 in the first 6 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛒 3x on Grocery (worth 3%) (up to $6,000)

⛽ 2x on Gas (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

17.74% - 27.74% Purchase APR

17.74% - 27.74% Transfer APR

29.99% Cash Advance APR

Fees

$95 Annual Fee

$5 or 3% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

2.7% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Sign Up Bonus

15,000 Points

after you spend $2,000 in the first 6 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛒 3x on Grocery (worth 3%) (up to $6,000)

⛽ 2x on Gas (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

17.74% - 27.74% Purchase APR

17.74% - 27.74% Transfer APR

29.99% Cash Advance APR

Fees

$95 Annual Fee

$5 or 3% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

2.7% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Business Platinum

Sign Up Bonus

200,000 Points

after you spend $20,000 in the first 3 months from account opening

$2,000 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Air Travel (amextravel.com) (worth 5%)

✈️ 5x on Hotel (amextravel.com) (worth 5%)

✈️ 5x on Car Rental (amextravel.com) (worth 5%)

✈️ 5x on Cruise (amextravel.com) (worth 5%)

🛍️ 1.5x on Home Improvement (worth 1.5%)

🛍️ 1.5x on Electronics (worth 1.5%)

🛍️ 1.5x on Shipping (worth 1.5%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

17.99% - 28.74% Purchase APR

Fees

$895 Annual Fee

$0 Foreign Transaction Fee

Sign Up Bonus

200,000 Points

after you spend $20,000 in the first 3 months from account opening

$2,000 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Air Travel (amextravel.com) (worth 5%)

✈️ 5x on Hotel (amextravel.com) (worth 5%)

✈️ 5x on Car Rental (amextravel.com) (worth 5%)

✈️ 5x on Cruise (amextravel.com) (worth 5%)

🛍️ 1.5x on Home Improvement (worth 1.5%)

🛍️ 1.5x on Electronics (worth 1.5%)

🛍️ 1.5x on Shipping (worth 1.5%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

17.99% - 28.74% Purchase APR

Fees

$895 Annual Fee

$0 Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Blue Business Plus

Sign Up Bonus

15,000 Points

after you spend $3,000 in the first 3 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

16.99% - 26.99% Purchase APR

Fees

$0 Annual Fee

2.7% Foreign Transaction Fee

Sign Up Bonus

15,000 Points

after you spend $3,000 in the first 3 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

16.99% - 26.99% Purchase APR

Fees

$0 Annual Fee

2.7% Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Delta Platinum Business

Sign Up Bonus

70,000 Skymiles

after you spend $6,000 in the first 6 months from account opening

$840 value based on 1.2¢ per Delta skymile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 3x on Hotels (worth 3.6%)

✈️ 3x on Delta Air (worth 3.6%)

♾️ 1x on Everything Else

Percentages based on 1.2¢ per Delta skymile

Rates

19.74% - 28.74% Purchase APR

Fees

$350 Annual Fee

$0 Foreign Transaction Fee

Sign Up Bonus

70,000 Skymiles

after you spend $6,000 in the first 6 months from account opening

$840 value based on 1.2¢ per Delta skymile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 3x on Hotels (worth 3.6%)

✈️ 3x on Delta Air (worth 3.6%)

♾️ 1x on Everything Else

Percentages based on 1.2¢ per Delta skymile

Rates

19.74% - 28.74% Purchase APR

Fees

$350 Annual Fee

$0 Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Hilton Honors Surpass®

Sign Up Bonus

155,000 Points

after you spend $3,000 in the first 6 months from account opening

$620 value based on 0.4¢ per Hilton Honors point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 12x on Hilton (worth 4.8%)

🍴 6x on Dining (worth 2.4%)

🛒 6x on Grocery (worth 2.4%)

⛽ 6x on Gas (worth 2.4%)

🛍️ 4x on Online Shopping (worth 1.6%)

♾️ 3x on Everything Else

Percentages based on 0.4¢ per Hilton Honors point

Rates

19.74% - 28.74% Purchase APR

28.99% Cash Advance APR

Fees

$150 Annual Fee

$0 Foreign Transaction Fee

Sign Up Bonus

155,000 Points

after you spend $3,000 in the first 6 months from account opening

$620 value based on 0.4¢ per Hilton Honors point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 12x on Hilton (worth 4.8%)

🍴 6x on Dining (worth 2.4%)

🛒 6x on Grocery (worth 2.4%)

⛽ 6x on Gas (worth 2.4%)

🛍️ 4x on Online Shopping (worth 1.6%)

♾️ 3x on Everything Else

Percentages based on 0.4¢ per Hilton Honors point

Rates

19.74% - 28.74% Purchase APR

28.99% Cash Advance APR

Fees

$150 Annual Fee

$0 Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Bonvoy Business Amex

Sign Up Bonus

75,000 Points

after you spend $6,000 in the first 6 months from account opening

$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)

🍴 4x on Dining (worth 2.8%)

⛽ 4x on Gas (worth 2.8%)

🛍️ 4x on Telecommunication (worth 2.8%)

🛍️ 4x on Shipping (worth 2.8%)

♾️ 2x on Everything Else

Percentages based on 0.7¢ per Marriott point

Rates

19.74% - 28.74% Purchase APR

28.99% Cash Advance APR

Fees

$125 Annual Fee

$0 Foreign Transaction Fee

Sign Up Bonus

75,000 Points

after you spend $6,000 in the first 6 months from account opening

$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)

🍴 4x on Dining (worth 2.8%)

⛽ 4x on Gas (worth 2.8%)

🛍️ 4x on Telecommunication (worth 2.8%)

🛍️ 4x on Shipping (worth 2.8%)

♾️ 2x on Everything Else

Percentages based on 0.7¢ per Marriott point

Rates

19.74% - 28.74% Purchase APR

28.99% Cash Advance APR

Fees

$125 Annual Fee

$0 Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Apple Card

Minimum Credit Requirement

This card requires Rebuilding (600+) credit

Rewards

✈️ 3x on Uber

🍴 3x on Panera

🍴 3x on Uber Eats

⛽ 3x on Exxon

⛽ 3x on Mobil

🛍️ 3x on Apple

🛍️ 3x on Walgreens

🛍️ 3x on T-Mobile

🛍️ 3x on Nike

🛍️ 2x on Apple Pay

♾️ 1x on Everything Else

Rates

10.99% - 21.99% Purchase APR

Fees

$0 Foreign Transaction Fee

$0 Late Payment Fee

Minimum Credit Requirement

This card requires Rebuilding (600+) credit

Rewards

✈️ 3x on Uber

🍴 3x on Panera

🍴 3x on Uber Eats

⛽ 3x on Exxon

⛽ 3x on Mobil

🛍️ 3x on Apple

🛍️ 3x on Walgreens

🛍️ 3x on T-Mobile

🛍️ 3x on Nike

🛍️ 2x on Apple Pay

♾️ 1x on Everything Else

Rates

10.99% - 21.99% Purchase APR

Fees

$0 Foreign Transaction Fee

$0 Late Payment Fee

🔽 Expand

Apply on Synchrony

Prime Store

Sign Up Bonus

8,000 Points

after you spend $1 in the first month from account opening

$80 value based on 1¢ per Amazon point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛍️ 5x on Amazon (worth 5%)

♾️ 0x on Everything Else

Percentages based on 1¢ per Amazon point

Rates

Fees

$0 Annual Fee

Sign Up Bonus

8,000 Points

after you spend $1 in the first month from account opening

$80 value based on 1¢ per Amazon point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛍️ 5x on Amazon (worth 5%)

♾️ 0x on Everything Else

Percentages based on 1¢ per Amazon point

Rates

Fees

$0 Annual Fee

🔽 Expand

Apply on Synchrony

Emirates Skywards Premium World Elite Mastercard

Sign Up Bonus

70,000 Miles

after you spend $0 in the first 0 months from account opening

$700 value based on 1¢ per Emirates mile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 1x on Everything Else

Percentages based on 1¢ per Emirates mile

Rates

19.74% - 29.74% Purchase APR

19.74% - 29.74% Transfer APR

29.99% Cash Advance APR

Fees

$499 Annual Fee

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Sign Up Bonus

70,000 Miles

after you spend $0 in the first 0 months from account opening

$700 value based on 1¢ per Emirates mile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 1x on Everything Else

Percentages based on 1¢ per Emirates mile

Rates

19.74% - 29.74% Purchase APR

19.74% - 29.74% Transfer APR

29.99% Cash Advance APR

Fees

$499 Annual Fee

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

American Express Gold

Sign Up Bonus

100,000 Points

after you spend $6,000 in the first 6 months from account opening

$1,000 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🍴 4x on Dining (worth 4%) (up to $50,000)

🛒 4x on Grocery (worth 4%) (up to $25,000)

✈️ 3x on Airlines (worth 3%)

✈️ 3x on Air Travel (amextravel.com) (worth 3%)

✈️ 3x on Hotel (amextravel.com) (worth 3%)

✈️ 3x on Car Rental (amextravel.com) (worth 3%)

✈️ 3x on Cruise (amextravel.com) (worth 3%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

19.74% - 28.74% Purchase APR

28.99% Cash Advance APR

Fees

$325 Annual Fee

$0 Foreign Transaction Fee

Sign Up Bonus

100,000 Points

after you spend $6,000 in the first 6 months from account opening

$1,000 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🍴 4x on Dining (worth 4%) (up to $50,000)

🛒 4x on Grocery (worth 4%) (up to $25,000)

✈️ 3x on Airlines (worth 3%)

✈️ 3x on Air Travel (amextravel.com) (worth 3%)

✈️ 3x on Hotel (amextravel.com) (worth 3%)

✈️ 3x on Car Rental (amextravel.com) (worth 3%)

✈️ 3x on Cruise (amextravel.com) (worth 3%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

19.74% - 28.74% Purchase APR

28.99% Cash Advance APR

Fees

$325 Annual Fee

$0 Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

American Airlines World Elite Business Mastercard

Sign Up Bonus

75,000 Points

after you spend $0 in the first 0 months from account opening

$750 value based on 1¢ per AAdvantage® point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on Car Rental (worth 2%)

🛍️ 2x on Telecommunication (worth 2%)

✈️ 2x on American Air (worth 2%)

🛍️ 2x on Office Supply (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

21.24% - 30.24% Purchase APR

21.24% - 30.24% Transfer APR

30.49% Cash Advance APR

Fees

$95 Annual Fee

$0 Foreign Transaction Fee

$19 Late Payment Fee

$39 Return Payment Fee

Sign Up Bonus

75,000 Points

after you spend $0 in the first 0 months from account opening

$750 value based on 1¢ per AAdvantage® point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on Car Rental (worth 2%)

🛍️ 2x on Telecommunication (worth 2%)

✈️ 2x on American Air (worth 2%)

🛍️ 2x on Office Supply (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

21.24% - 30.24% Purchase APR

21.24% - 30.24% Transfer APR

30.49% Cash Advance APR

Fees

$95 Annual Fee

$0 Foreign Transaction Fee

$19 Late Payment Fee

$39 Return Payment Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Ink Business Cash®

Sign Up Bonus

75,000 Points

after you spend $6,000 in the first 3 months from account opening

$1,125 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Lyft (worth 7.5%)

🛍️ 5x on Telecommunication, Office Supply (worth 7.5%) (up to $25,000)

🍴 2x on Dining, Gas (worth 3%) (up to $25,000)

♾️ 1x on Everything Else

Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Rates

17.24% - 25.24% Purchase APR

17.24% - 25.24% Transfer APR

28.99% Cash Advance APR

Fees

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$15 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Sign Up Bonus

75,000 Points

after you spend $6,000 in the first 3 months from account opening

$1,125 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Lyft (worth 7.5%)

🛍️ 5x on Telecommunication, Office Supply (worth 7.5%) (up to $25,000)

🍴 2x on Dining, Gas (worth 3%) (up to $25,000)

♾️ 1x on Everything Else

Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Rates

17.24% - 25.24% Purchase APR

17.24% - 25.24% Transfer APR

28.99% Cash Advance APR

Fees

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$15 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

AAdvantage Aviator Red Mastercard

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 1x on American Air (worth 1%)

♾️ 50x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

Fees

$0 Annual Fee

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 1x on American Air (worth 1%)

♾️ 50x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

Fees

$0 Annual Fee

🔽 Expand

Delta Reserve Business

Sign Up Bonus

80,000 Skymiles

after you spend $12,000 in the first 6 months from account opening

$960 value based on 1.2¢ per Delta skymile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 3x on Delta Air (worth 3.6%)

1.5x on All (worth 1.8%) (up to $150,000)

♾️ 1x on Everything Else

Percentages based on 1.2¢ per Delta skymile

Rates

19.74% - 28.74% Purchase APR

Fees

$650 Annual Fee

$0 Foreign Transaction Fee

Sign Up Bonus

80,000 Skymiles

after you spend $12,000 in the first 6 months from account opening

$960 value based on 1.2¢ per Delta skymile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 3x on Delta Air (worth 3.6%)

1.5x on All (worth 1.8%) (up to $150,000)

♾️ 1x on Everything Else

Percentages based on 1.2¢ per Delta skymile

Rates

19.74% - 28.74% Purchase APR

Fees

$650 Annual Fee

$0 Foreign Transaction Fee

🔽 Expand

Citi®/AAdvantage® Platinum Select® World Elite Mastercard®

Sign Up Bonus

50,000 Points

after you spend $2,500 in the first 3 months from account opening

$500 value based on 1¢ per AAdvantage® point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🍴 2x on Dining (worth 2%)

⛽ 2x on Gas (worth 2%)

✈️ 2x on American Air (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

19.99% - 29.99% Purchase APR

19.99% - 29.99% Transfer APR

29.99% Cash Advance APR

Fees

$99 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$41 Late Payment Fee

$41 Return Payment Fee

Sign Up Bonus

50,000 Points

after you spend $2,500 in the first 3 months from account opening

$500 value based on 1¢ per AAdvantage® point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🍴 2x on Dining (worth 2%)

⛽ 2x on Gas (worth 2%)

✈️ 2x on American Air (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

19.99% - 29.99% Purchase APR

19.99% - 29.99% Transfer APR

29.99% Cash Advance APR

Fees

$99 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$41 Late Payment Fee

$41 Return Payment Fee

🔽 Expand

Citi®/AAdvantage® Executive World Elite Mastercard®

Sign Up Bonus

70,000 Points

after you spend $7,000 in the first 3 months from account opening

$700 value based on 1¢ per AAdvantage® point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 10x on Car Rental (aa.com/cars) (worth 10%)

✈️ 10x on Hotel (aa.com/hotels) (worth 10%)

✈️ 4x on American Air (worth 4%)

♾️ 1x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

19.99% - 29.99% Purchase APR

19.99% - 29.99% Transfer APR

29.99% Cash Advance APR

Fees

$595 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$41 Late Payment Fee

$41 Return Payment Fee

Sign Up Bonus

70,000 Points

after you spend $7,000 in the first 3 months from account opening

$700 value based on 1¢ per AAdvantage® point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 10x on Car Rental (aa.com/cars) (worth 10%)

✈️ 10x on Hotel (aa.com/hotels) (worth 10%)

✈️ 4x on American Air (worth 4%)

♾️ 1x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

19.99% - 29.99% Purchase APR

19.99% - 29.99% Transfer APR

29.99% Cash Advance APR

Fees

$595 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$41 Late Payment Fee

$41 Return Payment Fee

🔽 Expand

Blue Business Plus

Sign Up Bonus

15,000 Points

after you spend $3,000 in the first 3 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

16.99% - 26.99% Purchase APR

Fees

$0 Annual Fee

2.7% Foreign Transaction Fee

Sign Up Bonus

15,000 Points

after you spend $3,000 in the first 3 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

16.99% - 26.99% Purchase APR

Fees

$0 Annual Fee

2.7% Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Business Gold

Sign Up Bonus

100,000 Points

after you spend $15,000 in the first 3 months from account opening

$1,000 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4%) (up to $150,000)

✈️ 3x on Air Travel (amextravel.com) (worth 3%)

✈️ 3x on Hotel (amextravel.com) (worth 3%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

17.99% - 28.74% Purchase APR

Fees

$375 Annual Fee

$0 Foreign Transaction Fee

Sign Up Bonus

100,000 Points

after you spend $15,000 in the first 3 months from account opening

$1,000 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4%) (up to $150,000)

✈️ 3x on Air Travel (amextravel.com) (worth 3%)

✈️ 3x on Hotel (amextravel.com) (worth 3%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

17.99% - 28.74% Purchase APR

Fees

$375 Annual Fee

$0 Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Blue Business Plus

Sign Up Bonus

15,000 Points

after you spend $3,000 in the first 3 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

16.99% - 26.99% Purchase APR

Fees

$0 Annual Fee

2.7% Foreign Transaction Fee

Sign Up Bonus

15,000 Points

after you spend $3,000 in the first 3 months from account opening

$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)

♾️ 1x on Everything Else

Percentages based on 1¢ per Membership Rewards point

Rates

16.99% - 26.99% Purchase APR

Fees

$0 Annual Fee

2.7% Foreign Transaction Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Chase Freedom Unlimited®

Sign Up Bonus

20,000 Points

after you spend $500 in the first 3 months from account opening

$300 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 2x on Lyft (worth 3%)

✈️ 5x on Air Travel (chase.com/travel) (worth 7.5%)

✈️ 5x on Hotel (chase.com/travel) (worth 7.5%)

✈️ 5x on Car Rental (chase.com/travel) (worth 7.5%)

✈️ 5x on Cruise (chase.com/travel) (worth 7.5%)

🛍️ 5x on Entertainment (chase.com/travel) (worth 7.5%)

🍴 3x on Dining (worth 4.5%)

🛍️ 3x on Drugstore (worth 4.5%)

♾️ 1.5x on Everything Else

Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Rates

18.74% - 28.24% Purchase APR

18.74% - 28.24% Transfer APR

28.99% Cash Advance APR

Fees

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Sign Up Bonus

20,000 Points

after you spend $500 in the first 3 months from account opening

$300 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 2x on Lyft (worth 3%)

✈️ 5x on Air Travel (chase.com/travel) (worth 7.5%)

✈️ 5x on Hotel (chase.com/travel) (worth 7.5%)

✈️ 5x on Car Rental (chase.com/travel) (worth 7.5%)

✈️ 5x on Cruise (chase.com/travel) (worth 7.5%)

🛍️ 5x on Entertainment (chase.com/travel) (worth 7.5%)

🍴 3x on Dining (worth 4.5%)

🛍️ 3x on Drugstore (worth 4.5%)

♾️ 1.5x on Everything Else

Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Rates

18.74% - 28.24% Purchase APR

18.74% - 28.24% Transfer APR

28.99% Cash Advance APR

Fees

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

Chase Sapphire Reserve®

Sign Up Bonus

125,000 Points

after you spend $6,000 in the first 3 months from account opening

$1,875 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 8x on Air Travel (chase.com/travel) (worth 12%)

✈️ 8x on Hotel (chase.com/travel) (worth 12%)

✈️ 8x on Car Rental (chase.com/travel) (worth 12%)

✈️ 8x on Cruise (chase.com/travel) (worth 12%)

🛍️ 8x on Entertainment (chase.com/travel) (worth 12%)

✈️ 4x on Airlines (worth 6%)

✈️ 4x on Hotels (worth 6%)

🍴 3x on Dining (worth 4.5%)

♾️ 1x on Everything Else

Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Rates

19.99% - 28.49% Purchase APR

19.99% - 28.49% Transfer APR

28.99% Cash Advance APR

Fees

$795 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Sign Up Bonus

125,000 Points

after you spend $6,000 in the first 3 months from account opening

$1,875 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 8x on Air Travel (chase.com/travel) (worth 12%)

✈️ 8x on Hotel (chase.com/travel) (worth 12%)

✈️ 8x on Car Rental (chase.com/travel) (worth 12%)

✈️ 8x on Cruise (chase.com/travel) (worth 12%)

🛍️ 8x on Entertainment (chase.com/travel) (worth 12%)

✈️ 4x on Airlines (worth 6%)

✈️ 4x on Hotels (worth 6%)

🍴 3x on Dining (worth 4.5%)

♾️ 1x on Everything Else

Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point

Rates

19.99% - 28.49% Purchase APR

19.99% - 28.49% Transfer APR

28.99% Cash Advance APR

Fees

$795 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

🔽 Expand

👆 If you apply with this link and are approved, Alex may earn a referral bonus.

CitiBusiness®/AAdvantage® Platinum Select® World Elite Mastercard®

Sign Up Bonus

75,000 Points

after you spend $5,000 in the first 5 months from account opening

$750 value based on 1¢ per AAdvantage® point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on American Air (worth 2%)

⛽ 2x on Gas (worth 2%)

✈️ 2x on Car Rental (worth 2%)

🛍️ 2x on Telecommunication (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

19.99% - 28.99% Purchase APR

29.99% Cash Advance APR

Fees

$99 Annual Fee

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$41 Late Payment Fee

$41 Return Payment Fee

Sign Up Bonus

75,000 Points

after you spend $5,000 in the first 5 months from account opening

$750 value based on 1¢ per AAdvantage® point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on American Air (worth 2%)

⛽ 2x on Gas (worth 2%)

✈️ 2x on Car Rental (worth 2%)

🛍️ 2x on Telecommunication (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per AAdvantage® point

Rates

19.99% - 28.99% Purchase APR

29.99% Cash Advance APR

Fees

$99 Annual Fee

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$41 Late Payment Fee

$41 Return Payment Fee

🔽 Expand