Amrat Chugani's Cards
💳 7 cards
Condensed
Compact
Extended
Delta SkyMiles® Blue
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$200 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 4%)
🍴 2x on Dining (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$200 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 4%)
🍴 2x on Dining (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
Platinum
Sign Up Bonus
175,000 Points
after you spend $8,000 in the first 6 months from account opening
$3,500 value based on Amrat's valuation of 2¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 10%)
✈️ 5x on Air Travel (amextravel.com) (worth 10%)
✈️ 5x on Hotel (amextravel.com) (worth 10%)
✈️ 5x on Car Rental (amextravel.com) (worth 10%)
✈️ 5x on Cruise (amextravel.com) (worth 10%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
Sign Up Bonus
175,000 Points
after you spend $8,000 in the first 6 months from account opening
$3,500 value based on Amrat's valuation of 2¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 10%)
✈️ 5x on Air Travel (amextravel.com) (worth 10%)
✈️ 5x on Hotel (amextravel.com) (worth 10%)
✈️ 5x on Car Rental (amextravel.com) (worth 10%)
✈️ 5x on Cruise (amextravel.com) (worth 10%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
Delta SkyMiles® Blue
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$200 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 4%)
🍴 2x on Dining (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$200 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 4%)
🍴 2x on Dining (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
American Express Gold
Sign Up Bonus
100,000 Points
after you spend $6,000 in the first 6 months from account opening
$2,000 value based on Amrat's valuation of 2¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 8%) (up to $50,000)
🛒 4x on Grocery (worth 8%) (up to $25,000)
✈️ 3x on Airlines (worth 6%)
✈️ 3x on Air Travel (amextravel.com) (worth 6%)
✈️ 3x on Hotel (amextravel.com) (worth 6%)
✈️ 3x on Car Rental (amextravel.com) (worth 6%)
✈️ 3x on Cruise (amextravel.com) (worth 6%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$0 Foreign Transaction Fee
Sign Up Bonus
100,000 Points
after you spend $6,000 in the first 6 months from account opening
$2,000 value based on Amrat's valuation of 2¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 8%) (up to $50,000)
🛒 4x on Grocery (worth 8%) (up to $25,000)
✈️ 3x on Airlines (worth 6%)
✈️ 3x on Air Travel (amextravel.com) (worth 6%)
✈️ 3x on Hotel (amextravel.com) (worth 6%)
✈️ 3x on Car Rental (amextravel.com) (worth 6%)
✈️ 3x on Cruise (amextravel.com) (worth 6%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$0 Foreign Transaction Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
Additional Delta SkyMiles® Platinum
Sign Up Bonus
90,000 Skymiles
after you spend $4,000 in the first 6 months from account opening
$1,800 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 6%)
✈️ 3x on Delta Air (worth 6%)
🍴 2x on Dining (worth 4%)
🛒 2x on Grocery (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$350 Annual Fee
$0 Foreign Transaction Fee
Sign Up Bonus
90,000 Skymiles
after you spend $4,000 in the first 6 months from account opening
$1,800 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 6%)
✈️ 3x on Delta Air (worth 6%)
🍴 2x on Dining (worth 4%)
🛒 2x on Grocery (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$350 Annual Fee
$0 Foreign Transaction Fee
🔽 Expand
Blue Cash Everyday®
Sign Up Bonus
$250
after you spend $2,000 in the first 6 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (up to $6,000)
⛽ 3x on Gas (up to $6,000)
🛍️ 3x on Online Shopping (up to $6,000)
♾️ 1x on Everything Else
Rates
20.24% - 29.24% Purchase APR
20.24% - 29.24% Transfer APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
Sign Up Bonus
$250
after you spend $2,000 in the first 6 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (up to $6,000)
⛽ 3x on Gas (up to $6,000)
🛍️ 3x on Online Shopping (up to $6,000)
♾️ 1x on Everything Else
Rates
20.24% - 29.24% Purchase APR
20.24% - 29.24% Transfer APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
United℠ Explorer
Sign Up Bonus
60,000 Miles
after you spend $3,000 in the first 3 months from account opening
$600 value based on 1¢ per MileagePlus mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (worth 2%)
✈️ 2x on Hotels (worth 2%)
✈️ 2x on United Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per MileagePlus mile
Rates
20.49% - 28.99% Purchase APR
20.49% - 28.99% Transfer APR
29.24% Cash Advance APR
Fees
$150 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
60,000 Miles
after you spend $3,000 in the first 3 months from account opening
$600 value based on 1¢ per MileagePlus mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (worth 2%)
✈️ 2x on Hotels (worth 2%)
✈️ 2x on United Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per MileagePlus mile
Rates
20.49% - 28.99% Purchase APR
20.49% - 28.99% Transfer APR
29.24% Cash Advance APR
Fees
$150 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
