Amrat Chugani's Cards
💳 6 cards
Condensed
Compact
Extended
Delta SkyMiles® Blue
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$200 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 4%)
🍴 2x on Dining (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
No Foreign Transaction Fees
20% Back on In-Flight Purchases
Pay with Miles
CAR RENTAL LOSS AND DAMAGE INSURANCE
GLOBAL ASSIST® HOTLINE
PURCHASE PROTECTION
EXTENDED WARRANTY
ENTERTAINMENT ACCESS®
Fraud Protection
Pay It Plan It®
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$200 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 4%)
🍴 2x on Dining (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
No Foreign Transaction Fees
20% Back on In-Flight Purchases
Pay with Miles
CAR RENTAL LOSS AND DAMAGE INSURANCE
GLOBAL ASSIST® HOTLINE
PURCHASE PROTECTION
EXTENDED WARRANTY
ENTERTAINMENT ACCESS®
Fraud Protection
Pay It Plan It®
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
American Express Gold
Sign Up Bonus
90,000 Points
after you spend $6,000 in the first 6 months from account opening
$1,800 value based on Amrat's valuation of 2¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 8%)
🛒 4x on Grocery (worth 8%) (up to $25,000)
✈️ 3x on Airlines (worth 6%)
✈️ 3x on Air Travel (amextravel.com) (worth 6%)
✈️ 3x on Hotels (amextravel.com) (worth 6%)
✈️ 3x on Car Rentals (amextravel.com) (worth 6%)
✈️ 3x on Cruises (amextravel.com) (worth 6%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
Sign Up Bonus
90,000 Points
after you spend $6,000 in the first 6 months from account opening
$1,800 value based on Amrat's valuation of 2¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 8%)
🛒 4x on Grocery (worth 8%) (up to $25,000)
✈️ 3x on Airlines (worth 6%)
✈️ 3x on Air Travel (amextravel.com) (worth 6%)
✈️ 3x on Hotels (amextravel.com) (worth 6%)
✈️ 3x on Car Rentals (amextravel.com) (worth 6%)
✈️ 3x on Cruises (amextravel.com) (worth 6%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
Additional Delta SkyMiles® Platinum
Sign Up Bonus
80,000 Skymiles
after you spend $3,000 in the first 6 months from account opening
$1,600 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 6%)
✈️ 3x on Delta Air (worth 6%)
🍴 2x on Dining (worth 4%)
🛒 2x on Grocery (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$350 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
First Checked Bag Free
Annual Companion Certificate
Fee Credit for Global Entry or TSA Pre✓®
$39 DELTA SKY CLUB® ACCESS
Status Boost™
20% Back on In–Flight Purchases
Trip delay Insurance
CAR RENTAL LOSS AND DAMAGE INSURANCE
BAGGAGE INSURANCE PLAN
GLOBAL ASSIST® HOTLINE
NO FOREIGN TRANSACTION FEES
PRIORITY BOARDING
ENTERTAINMENT ACCESS®
Don't Recognize That Charge?
Pay It Plan It®
Additional Cards
Sign Up Bonus
80,000 Skymiles
after you spend $3,000 in the first 6 months from account opening
$1,600 value based on Amrat's valuation of 2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 6%)
✈️ 3x on Delta Air (worth 6%)
🍴 2x on Dining (worth 4%)
🛒 2x on Grocery (worth 4%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$350 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
First Checked Bag Free
Annual Companion Certificate
Fee Credit for Global Entry or TSA Pre✓®
$39 DELTA SKY CLUB® ACCESS
Status Boost™
20% Back on In–Flight Purchases
Trip delay Insurance
CAR RENTAL LOSS AND DAMAGE INSURANCE
BAGGAGE INSURANCE PLAN
GLOBAL ASSIST® HOTLINE
NO FOREIGN TRANSACTION FEES
PRIORITY BOARDING
ENTERTAINMENT ACCESS®
Don't Recognize That Charge?
Pay It Plan It®
Additional Cards
🔽 Expand
Blue Cash Everyday®
Sign Up Bonus
$200
after you spend $2,000 in the first 6 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (up to $6,000)
⛽ 3x on Gas (up to $6,000)
🛍️ 3x on Online Shopping (up to $6,000)
♾️ 1x on Everything Else
Rates
19.24% - 29.99% Purchase APR
19.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Car Rental Loss and Damage Insurance︎
24/7 Global Assist® Hotline
AMERICAN EXPRESS EXPERIENCES
Fraud Protection
Pay It Plan It®
Additional Cards
Sign Up Bonus
$200
after you spend $2,000 in the first 6 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (up to $6,000)
⛽ 3x on Gas (up to $6,000)
🛍️ 3x on Online Shopping (up to $6,000)
♾️ 1x on Everything Else
Rates
19.24% - 29.99% Purchase APR
19.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Car Rental Loss and Damage Insurance︎
24/7 Global Assist® Hotline
AMERICAN EXPRESS EXPERIENCES
Fraud Protection
Pay It Plan It®
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
Platinum
Sign Up Bonus
125,000 Points
after you spend $8,000 in the first 6 months from account opening
$2,500 value based on Amrat's valuation of 2¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 10%)
✈️ 5x on Air Travel (amextravel.com) (worth 10%)
✈️ 5x on Hotels (amextravel.com) (worth 10%)
✈️ 5x on Car Rentals (amextravel.com) (worth 10%)
✈️ 5x on Cruises (amextravel.com) (worth 10%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
UBER RIDES WITH PLATINUM™
THE GLOBAL LOUNGE COLLECTION®
$200 Airline Fee Credit
INTERNATIONAL AIRLINE PROGRAM
FEE CREDIT FOR GLOBAL ENTRY OR TSA PRE✓®
The Centurion® Lounge
Fine Hotels & Resorts® Program
The Hotel Collection
PLATINUM TRAVEL SERVICE
MARRIOTT BONVOY™ GOLD ELITE STATUS
Hilton Honors Gold Status
NO FOREIGN TRANSACTION FEES
Car Rental Privileges
Car Rental Loss and Damage Insurance︎
Premium Global Assist® Hotline
TRIP DELAY
TRIP CANCELLATION
SHOP SAKS WITH PLATINUM
PLATINUM CARD® CONCIERGE
BY INVITATION ONLY®
Global Dining Collection
PREFERRED SEATING
Departures Magazine
INCIRCLE®
COMPLIMENTARY ADDITIONAL GOLD CARD
Card Member Services
Experience Membership Together
Sign Up Bonus
125,000 Points
after you spend $8,000 in the first 6 months from account opening
$2,500 value based on Amrat's valuation of 2¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 10%)
✈️ 5x on Air Travel (amextravel.com) (worth 10%)
✈️ 5x on Hotels (amextravel.com) (worth 10%)
✈️ 5x on Car Rentals (amextravel.com) (worth 10%)
✈️ 5x on Cruises (amextravel.com) (worth 10%)
♾️ 1x on Everything Else
Percentages based on Amrat's valuation of 2¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
UBER RIDES WITH PLATINUM™
THE GLOBAL LOUNGE COLLECTION®
$200 Airline Fee Credit
INTERNATIONAL AIRLINE PROGRAM
FEE CREDIT FOR GLOBAL ENTRY OR TSA PRE✓®
The Centurion® Lounge
Fine Hotels & Resorts® Program
The Hotel Collection
PLATINUM TRAVEL SERVICE
MARRIOTT BONVOY™ GOLD ELITE STATUS
Hilton Honors Gold Status
NO FOREIGN TRANSACTION FEES
Car Rental Privileges
Car Rental Loss and Damage Insurance︎
Premium Global Assist® Hotline
TRIP DELAY
TRIP CANCELLATION
SHOP SAKS WITH PLATINUM
PLATINUM CARD® CONCIERGE
BY INVITATION ONLY®
Global Dining Collection
PREFERRED SEATING
Departures Magazine
INCIRCLE®
COMPLIMENTARY ADDITIONAL GOLD CARD
Card Member Services
Experience Membership Together
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
United℠ Explorer
Sign Up Bonus
50,000 Miles
after you spend $1 in the first month from account opening
$500 value based on 1¢ per MileagePlus mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (worth 2%)
✈️ 2x on Hotels (worth 2%)
✈️ 2x on United Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per MileagePlus mile
Rates
21.99% - 28.99% Purchase APR
21.99% - 28.99% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Free first checked bag – save up to $140 per roundtrip
Priority boarding
2 United Club℠ one-time passes after account opening and on each anniversary - over a $100 value per year
Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
25% back on United inflight and Club premium drink purchases
Premier upgrades on award tickets
No foreign transaction fees
United Card Events from Chase and United MileagePlus Exclusive Events
Earn Premier qualifying points (PQP)
Earning MileagePlus miles
MileagePlus miles don't expire
No blackout dates
Using MileagePlus miles
Auto Rental Collision Damage Waiver
Baggage Delay Insurance
Lost Luggage Reimbursement
Trip Cancellation/Interruption Insurance
Trip Delay Reimbursement
Purchase Protection
Visa Concierge
Extended Warranty Protection
DoorDash
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_United_7" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56768.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
50,000 Miles
after you spend $1 in the first month from account opening
$500 value based on 1¢ per MileagePlus mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (worth 2%)
✈️ 2x on Hotels (worth 2%)
✈️ 2x on United Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per MileagePlus mile
Rates
21.99% - 28.99% Purchase APR
21.99% - 28.99% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Free first checked bag – save up to $140 per roundtrip
Priority boarding
2 United Club℠ one-time passes after account opening and on each anniversary - over a $100 value per year
Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
25% back on United inflight and Club premium drink purchases
Premier upgrades on award tickets
No foreign transaction fees
United Card Events from Chase and United MileagePlus Exclusive Events
Earn Premier qualifying points (PQP)
Earning MileagePlus miles
MileagePlus miles don't expire
No blackout dates
Using MileagePlus miles
Auto Rental Collision Damage Waiver
Baggage Delay Insurance
Lost Luggage Reimbursement
Trip Cancellation/Interruption Insurance
Trip Delay Reimbursement
Purchase Protection
Visa Concierge
Extended Warranty Protection
DoorDash
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_United_7" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56768.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Amrat may earn a referral bonus.
