Daniel Franasiak's Cards
💳 17 cards
Condensed
Compact
Extended
Discover it® Cash Back
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛒 5x on Grocery, Gyms from Jan 01 to Mar 31 (up to $1,500)
⛽ 5x on Gas, Target, Target.com from Apr 01 to Jun 30 (up to $1,500)
🍴 5x on Dining, PayPal from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Apple Pay, Google Pay from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
11.99% - 22.99% Purchase APR
11.99% - 22.99% Transfer APR
24.99% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛒 5x on Grocery, Gyms from Jan 01 to Mar 31 (up to $1,500)
⛽ 5x on Gas, Target, Target.com from Apr 01 to Jun 30 (up to $1,500)
🍴 5x on Dining, PayPal from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Apple Pay, Google Pay from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
11.99% - 22.99% Purchase APR
11.99% - 22.99% Transfer APR
24.99% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
🔽 Expand
Fidelity® Rewards Visa Signature®
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 2x on Everything Else
Rates
13.99% Purchase APR
23.99% Cash Advance APR
Fees
$5 or 3% Cash Advance Fee, whichever is greater
0.01% Foreign Transaction Fee
$40 Late Payment Fee
$35 Return Payment Fee
Benefits
Freedom to earn and redeem
Contactless technology—Tap to pay for fast, easy, and secure checkouts
Zero fraud liability
Signature travel and shopping offers
Visa Signature® Concierge
24/7 Cardmember support
Worldwide acceptance
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 2x on Everything Else
Rates
13.99% Purchase APR
23.99% Cash Advance APR
Fees
$5 or 3% Cash Advance Fee, whichever is greater
0.01% Foreign Transaction Fee
$40 Late Payment Fee
$35 Return Payment Fee
Benefits
Freedom to earn and redeem
Contactless technology—Tap to pay for fast, easy, and secure checkouts
Zero fraud liability
Signature travel and shopping offers
Visa Signature® Concierge
24/7 Cardmember support
Worldwide acceptance
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Bonvoy Business Amex
Sign Up Bonus
75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
16.49% - 25.49% Purchase APR
25.99% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
Sign Up Bonus
75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
16.49% - 25.49% Purchase APR
25.99% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Delta SkyMiles® Platinum
Sign Up Bonus
50,000 Skymiles
after you spend $2,000 in the first 3 months from account opening
$400 value based on 0.8¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 2.4%)
✈️ 3x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 1.6%)
🛒 2x on Grocery (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile
Rates
16.49% - 25.49% Purchase APR
25.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
First Checked Bag Free
ANNUAL COMPANION CERTIFICATE
Fee Credit for Global Entry or TSA Pre✓®
$39 Delta Sky Club® Access
Status Boost™
20% Back on In–Flight Purchases
Trip delay Insurance
CAR RENTAL LOSS AND DAMAGE INSURANCE
BAGGAGE INSURANCE PLAN
GLOBAL ASSIST® HOTLINE
NO FOREIGN TRANSACTION FEES
PRIORITY BOARDING
ENTERTAINMENT ACCESS®
Don't Recognize That Charge?
Pay It Plan It®
Additional Cards
Sign Up Bonus
50,000 Skymiles
after you spend $2,000 in the first 3 months from account opening
$400 value based on 0.8¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 2.4%)
✈️ 3x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 1.6%)
🛒 2x on Grocery (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile
Rates
16.49% - 25.49% Purchase APR
25.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
First Checked Bag Free
ANNUAL COMPANION CERTIFICATE
Fee Credit for Global Entry or TSA Pre✓®
$39 Delta Sky Club® Access
Status Boost™
20% Back on In–Flight Purchases
Trip delay Insurance
CAR RENTAL LOSS AND DAMAGE INSURANCE
BAGGAGE INSURANCE PLAN
GLOBAL ASSIST® HOTLINE
NO FOREIGN TRANSACTION FEES
PRIORITY BOARDING
ENTERTAINMENT ACCESS®
Don't Recognize That Charge?
Pay It Plan It®
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Corporate
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 2x on amextravel.com (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
14.99% - 22.99% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
Membership Rewards Pay With Points
Car Rental Loss and Damage Insurance
Baggage Insurance Plan
Global Assist Hotline
Amex Offers
Dispute Resolution
Extended Waranty
Purchase Protection
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 2x on amextravel.com (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
14.99% - 22.99% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
Membership Rewards Pay With Points
Car Rental Loss and Damage Insurance
Baggage Insurance Plan
Global Assist Hotline
Amex Offers
Dispute Resolution
Extended Waranty
Purchase Protection
🔽 Expand
Venture Rewards
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Hotels (Capital One) (worth 5%)
✈️ 5x on Car Rentals (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
16.24% - 24.24% Purchase APR
16.24% - 24.24% Transfer APR
24.24% Cash Advance APR
Fees
$95 Annual Fee
$0 Balance Transfer Fee
$10 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Benefits
productGroups
No Foreign Transaction Fees
Travel Accident Insurance
24-Hour Travel Assistance Services
Extended Warranty
Auto Rental Collision Damage Waiver
Capital One Shopping
Shop With Your Rewards
Redeem Your Rewards with PayPal
Capital One Travel
Capital One Lounge
Capital One Dining
Capital One Entertainment
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Hotels (Capital One) (worth 5%)
✈️ 5x on Car Rentals (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
16.24% - 24.24% Purchase APR
16.24% - 24.24% Transfer APR
24.24% Cash Advance APR
Fees
$95 Annual Fee
$0 Balance Transfer Fee
$10 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Benefits
productGroups
No Foreign Transaction Fees
Travel Accident Insurance
24-Hour Travel Assistance Services
Extended Warranty
Auto Rental Collision Damage Waiver
Capital One Shopping
Shop With Your Rewards
Redeem Your Rewards with PayPal
Capital One Travel
Capital One Lounge
Capital One Dining
Capital One Entertainment
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno
🔽 Expand
Amazon Prime Rewards Visa Signature
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
🛍️ 2x on Drugstores (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
14.49% - 22.49% Purchase APR
14.49% - 22.49% Transfer APR
25.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Visa Signature Concierge Service
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
🛍️ 2x on Drugstores (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
14.49% - 22.49% Purchase APR
14.49% - 22.49% Transfer APR
25.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Visa Signature Concierge Service
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Chase Sapphire Preferred®
Sign Up Bonus
80,000 Points
after you spend $4,000 in the first 3 months from account opening
$1,000 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛒 3x on Grocery Delivery (worth 3.75%)
🛍️ 3x on Streaming (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Peloton
Trip Cancellation/Interruption Insurance
Auto Rental Collision Damage Waiver
Baggage Delay Insurance
Trip Delay Reimbursement
Travel and Emergency Assistance Services
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
80,000 Points
after you spend $4,000 in the first 3 months from account opening
$1,000 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛒 3x on Grocery Delivery (worth 3.75%)
🛍️ 3x on Streaming (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Peloton
Trip Cancellation/Interruption Insurance
Auto Rental Collision Damage Waiver
Baggage Delay Insurance
Trip Delay Reimbursement
Travel and Emergency Assistance Services
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Ink Business Unlimited®
Sign Up Bonus
75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Southwest Rapid Rewards® Performance Business
Sign Up Bonus
80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Southwest (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rentals (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Advertisements (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR
Fees
$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
Sign Up Bonus
80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Southwest (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rentals (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Advertisements (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR
Fees
$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Southwest Rapid Rewards® Plus
Sign Up Bonus
75,000 Points
after you spend $1 in the first month from account opening
$1,125 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Southwest (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rentals (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR
Fees
$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
Sign Up Bonus
75,000 Points
after you spend $1 in the first month from account opening
$1,125 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Southwest (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rentals (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR
Fees
$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Chase Freedom Flex℠
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstores (worth 3.75%)
🛒 5x on Grocery, eBay (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Amazon, Streaming (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
🛒 5x on Grocery, Streaming (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Walmart, Walmart.com, PayPal (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
15.74% - 24.49% Purchase APR
15.74% - 24.49% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Fraud Alerts
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Thousands of Restaurants.Zero Delivery Fee.
Earn 5% Cash Back on Lyft Rides
Enhanced! Save on rides with Lyft
Enhanced! $5 off from Fandango
Complimentary Membership
Earn 5% Back
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstores (worth 3.75%)
🛒 5x on Grocery, eBay (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Amazon, Streaming (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
🛒 5x on Grocery, Streaming (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Walmart, Walmart.com, PayPal (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
15.74% - 24.49% Purchase APR
15.74% - 24.49% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Fraud Alerts
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Thousands of Restaurants.Zero Delivery Fee.
Earn 5% Cash Back on Lyft Rides
Enhanced! Save on rides with Lyft
Enhanced! $5 off from Fandango
Complimentary Membership
Earn 5% Back
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Ink Business Cash®
Sign Up Bonus
75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛍️ 5x on Telecommunications, Office Supplies (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛍️ 5x on Telecommunications, Office Supplies (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Ink Business Unlimited®
Sign Up Bonus
75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
IHG® Rewards Traveler
Sign Up Bonus
120,000 Points
after you spend $2,000 in the first 3 months from account opening
$600 value based on 0.5¢ per IHG point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 17x on IHG (worth 8.5%)
🍴 3x on Dining (worth 1.5%)
⛽ 3x on Gas (worth 1.5%)
🛍️ 3x on Streaming (worth 1.5%)
🛍️ 3x on Home Utilities (worth 1.5%)
♾️ 2x on Everything Else
Percentages based on 0.5¢ per IHG point
Rates
16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Baggage Delay Insurance
Lost Luggage Reimbursement
Purchase Protection
Trip Cancellation/Trip Interruption Insurance
Sign Up Bonus
120,000 Points
after you spend $2,000 in the first 3 months from account opening
$600 value based on 0.5¢ per IHG point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 17x on IHG (worth 8.5%)
🍴 3x on Dining (worth 1.5%)
⛽ 3x on Gas (worth 1.5%)
🛍️ 3x on Streaming (worth 1.5%)
🛍️ 3x on Home Utilities (worth 1.5%)
♾️ 2x on Everything Else
Percentages based on 0.5¢ per IHG point
Rates
16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Baggage Delay Insurance
Lost Luggage Reimbursement
Purchase Protection
Trip Cancellation/Trip Interruption Insurance
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
American Express Gold
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
16.74% - 23.74% Purchase APR
25.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Personalized Travel Service
Global Assist Hotline
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
ShopRunner
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
16.74% - 23.74% Purchase APR
25.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Personalized Travel Service
Global Assist Hotline
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
ShopRunner
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
13.99% - 21.99% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
13.99% - 21.99% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
