Daniel Franasiak's Cards

💳 17 cards
Condensed
Compact
Extended

Discover it® Cash Back

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛒 5x on Grocery, Gyms from Jan 01 to Mar 31 (up to $1,500)
5x on Gas, Target, Target.com from Apr 01 to Jun 30 (up to $1,500)
🍴 5x on Dining, PayPal from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Apple Pay, Google Pay from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else

Rates

11.99% - 22.99% Purchase APR
11.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛒 5x on Grocery, Gyms from Jan 01 to Mar 31 (up to $1,500)
5x on Gas, Target, Target.com from Apr 01 to Jun 30 (up to $1,500)
🍴 5x on Dining, PayPal from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Apple Pay, Google Pay from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else

Rates

11.99% - 22.99% Purchase APR
11.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
🔽 Expand

Fidelity® Rewards Visa Signature®

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

♾️ 2x on Everything Else

Rates

13.99% Purchase APR
23.99% Cash Advance APR

Fees

$5 or 3% Cash Advance Fee, whichever is greater
0.01% Foreign Transaction Fee
$40 Late Payment Fee
$35 Return Payment Fee

Benefits

Freedom to earn and redeem
Contactless technology—Tap to pay for fast, easy, and secure checkouts
Zero fraud liability
Signature travel and shopping offers
Visa Signature® Concierge
24/7 Cardmember support
Worldwide acceptance

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

♾️ 2x on Everything Else

Rates

13.99% Purchase APR
23.99% Cash Advance APR

Fees

$5 or 3% Cash Advance Fee, whichever is greater
0.01% Foreign Transaction Fee
$40 Late Payment Fee
$35 Return Payment Fee

Benefits

Freedom to earn and redeem
Contactless technology—Tap to pay for fast, easy, and secure checkouts
Zero fraud liability
Signature travel and shopping offers
Visa Signature® Concierge
24/7 Cardmember support
Worldwide acceptance
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Bonvoy Business Amex

Sign Up Bonus

75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point

Rates

16.49% - 25.49% Purchase APR
25.99% Cash Advance APR

Fees

$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution

Sign Up Bonus

75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point

Rates

16.49% - 25.49% Purchase APR
25.99% Cash Advance APR

Fees

$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Delta SkyMiles® Platinum

Sign Up Bonus

50,000 Skymiles
after you spend $2,000 in the first 3 months from account opening
$400 value based on 0.8¢ per Delta skymile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 3x on Hotels (worth 2.4%)
✈️ 3x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 1.6%)
🛒 2x on Grocery (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile

Rates

16.49% - 25.49% Purchase APR
25.99% Cash Advance APR

Fees

$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

First Checked Bag Free
ANNUAL COMPANION CERTIFICATE
Fee Credit for Global Entry or TSA Pre✓®
$39 Delta Sky Club® Access
Status Boost™
20% Back on In–Flight Purchases
Trip delay Insurance
CAR RENTAL LOSS AND DAMAGE INSURANCE
BAGGAGE INSURANCE PLAN
GLOBAL ASSIST® HOTLINE
NO FOREIGN TRANSACTION FEES
PRIORITY BOARDING
ENTERTAINMENT ACCESS®
Don't Recognize That Charge?
Pay It Plan It®
Additional Cards

Sign Up Bonus

50,000 Skymiles
after you spend $2,000 in the first 3 months from account opening
$400 value based on 0.8¢ per Delta skymile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 3x on Hotels (worth 2.4%)
✈️ 3x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 1.6%)
🛒 2x on Grocery (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile

Rates

16.49% - 25.49% Purchase APR
25.99% Cash Advance APR

Fees

$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

First Checked Bag Free
ANNUAL COMPANION CERTIFICATE
Fee Credit for Global Entry or TSA Pre✓®
$39 Delta Sky Club® Access
Status Boost™
20% Back on In–Flight Purchases
Trip delay Insurance
CAR RENTAL LOSS AND DAMAGE INSURANCE
BAGGAGE INSURANCE PLAN
GLOBAL ASSIST® HOTLINE
NO FOREIGN TRANSACTION FEES
PRIORITY BOARDING
ENTERTAINMENT ACCESS®
Don't Recognize That Charge?
Pay It Plan It®
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Corporate

Sign Up Bonus

15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛍️ 2x on amextravel.com (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

14.99% - 22.99% Purchase APR

Fees

$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
Membership Rewards Pay With Points
Car Rental Loss and Damage Insurance
Baggage Insurance Plan
Global Assist Hotline
Amex Offers
Dispute Resolution
Extended Waranty
Purchase Protection

Sign Up Bonus

15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛍️ 2x on amextravel.com (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

14.99% - 22.99% Purchase APR

Fees

$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
Membership Rewards Pay With Points
Car Rental Loss and Damage Insurance
Baggage Insurance Plan
Global Assist Hotline
Amex Offers
Dispute Resolution
Extended Waranty
Purchase Protection
🔽 Expand

Venture Rewards

Sign Up Bonus

75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Hotels (Capital One) (worth 5%)
✈️ 5x on Car Rentals (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile

Rates

16.24% - 24.24% Purchase APR
16.24% - 24.24% Transfer APR
24.24% Cash Advance APR

Fees

$95 Annual Fee
$0 Balance Transfer Fee
$10 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee

Benefits

productGroups
No Foreign Transaction Fees
Travel Accident Insurance
24-Hour Travel Assistance Services
Extended Warranty
Auto Rental Collision Damage Waiver
Capital One Shopping
Shop With Your Rewards
Redeem Your Rewards with PayPal
Capital One Travel
Capital One Lounge
Capital One Dining
Capital One Entertainment
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno

Sign Up Bonus

75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Hotels (Capital One) (worth 5%)
✈️ 5x on Car Rentals (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile

Rates

16.24% - 24.24% Purchase APR
16.24% - 24.24% Transfer APR
24.24% Cash Advance APR

Fees

$95 Annual Fee
$0 Balance Transfer Fee
$10 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee

Benefits

productGroups
No Foreign Transaction Fees
Travel Accident Insurance
24-Hour Travel Assistance Services
Extended Warranty
Auto Rental Collision Damage Waiver
Capital One Shopping
Shop With Your Rewards
Redeem Your Rewards with PayPal
Capital One Travel
Capital One Lounge
Capital One Dining
Capital One Entertainment
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno
🔽 Expand

Amazon Prime Rewards Visa Signature

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
2x on Gas (worth 2%)
🛍️ 2x on Drugstores (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point

Rates

14.49% - 22.49% Purchase APR
14.49% - 22.49% Transfer APR
25.24% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Visa Signature Concierge Service

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
2x on Gas (worth 2%)
🛍️ 2x on Drugstores (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point

Rates

14.49% - 22.49% Purchase APR
14.49% - 22.49% Transfer APR
25.24% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Visa Signature Concierge Service
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Chase Sapphire Preferred®

Sign Up Bonus

80,000 Points
after you spend $4,000 in the first 3 months from account opening
$1,000 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛒 3x on Grocery Delivery (worth 3.75%)
🛍️ 3x on Streaming (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR

Fees

$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Peloton
Trip Cancellation/Interruption Insurance
Auto Rental Collision Damage Waiver
Baggage Delay Insurance
Trip Delay Reimbursement
Travel and Emergency Assistance Services
Purchase Protection
Extended Warranty Protection

Sign Up Bonus

80,000 Points
after you spend $4,000 in the first 3 months from account opening
$1,000 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛒 3x on Grocery Delivery (worth 3.75%)
🛍️ 3x on Streaming (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR

Fees

$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Peloton
Trip Cancellation/Interruption Insurance
Auto Rental Collision Damage Waiver
Baggage Delay Insurance
Trip Delay Reimbursement
Travel and Emergency Assistance Services
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Ink Business Unlimited®

Sign Up Bonus

75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection

Sign Up Bonus

75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Southwest Rapid Rewards® Performance Business

Sign Up Bonus

80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 4x on Southwest (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rentals (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Advertisements (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point

Rates

16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR

Fees

$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection

Sign Up Bonus

80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 4x on Southwest (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rentals (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Advertisements (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point

Rates

16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR

Fees

$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Southwest Rapid Rewards® Plus

Sign Up Bonus

75,000 Points
after you spend $1 in the first month from account opening
$1,125 value based on 1.5¢ per Southwest point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on Southwest (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rentals (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point

Rates

16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR

Fees

$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection

Sign Up Bonus

75,000 Points
after you spend $1 in the first month from account opening
$1,125 value based on 1.5¢ per Southwest point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on Southwest (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rentals (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point

Rates

16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR

Fees

$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Chase Freedom Flex℠

Sign Up Bonus

20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstores (worth 3.75%)
🛒 5x on Grocery, eBay (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Amazon, Streaming (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
🛒 5x on Grocery, Streaming (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Walmart, Walmart.com, PayPal (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

15.74% - 24.49% Purchase APR
15.74% - 24.49% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Fraud Alerts
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Thousands of Restaurants.Zero Delivery Fee.
Earn 5% Cash Back on Lyft Rides
Enhanced! Save on rides with Lyft
Enhanced! $5 off from Fandango
Complimentary Membership
Earn 5% Back

Sign Up Bonus

20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstores (worth 3.75%)
🛒 5x on Grocery, eBay (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Amazon, Streaming (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
🛒 5x on Grocery, Streaming (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Walmart, Walmart.com, PayPal (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

15.74% - 24.49% Purchase APR
15.74% - 24.49% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Fraud Alerts
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Thousands of Restaurants.Zero Delivery Fee.
Earn 5% Cash Back on Lyft Rides
Enhanced! Save on rides with Lyft
Enhanced! $5 off from Fandango
Complimentary Membership
Earn 5% Back
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Ink Business Cash®

Sign Up Bonus

75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛍️ 5x on Telecommunications, Office Supplies (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection

Sign Up Bonus

75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛍️ 5x on Telecommunications, Office Supplies (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Ink Business Unlimited®

Sign Up Bonus

75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection

Sign Up Bonus

75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point

Rates

13.99% - 19.99% Purchase APR
13.99% - 19.99% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

IHG® Rewards Traveler

Sign Up Bonus

120,000 Points
after you spend $2,000 in the first 3 months from account opening
$600 value based on 0.5¢ per IHG point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 17x on IHG (worth 8.5%)
🍴 3x on Dining (worth 1.5%)
3x on Gas (worth 1.5%)
🛍️ 3x on Streaming (worth 1.5%)
🛍️ 3x on Home Utilities (worth 1.5%)
♾️ 2x on Everything Else
Percentages based on 0.5¢ per IHG point

Rates

16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Baggage Delay Insurance
Lost Luggage Reimbursement
Purchase Protection
Trip Cancellation/Trip Interruption Insurance

Sign Up Bonus

120,000 Points
after you spend $2,000 in the first 3 months from account opening
$600 value based on 0.5¢ per IHG point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 17x on IHG (worth 8.5%)
🍴 3x on Dining (worth 1.5%)
3x on Gas (worth 1.5%)
🛍️ 3x on Streaming (worth 1.5%)
🛍️ 3x on Home Utilities (worth 1.5%)
♾️ 2x on Everything Else
Percentages based on 0.5¢ per IHG point

Rates

16.74% - 23.74% Purchase APR
16.74% - 23.74% Transfer APR
25.74% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Baggage Delay Insurance
Lost Luggage Reimbursement
Purchase Protection
Trip Cancellation/Trip Interruption Insurance
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

American Express Gold

Sign Up Bonus

60,000 Points
after you spend $4,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

16.74% - 23.74% Purchase APR
25.99% Cash Advance APR

Fees

$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Personalized Travel Service
Global Assist Hotline
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
ShopRunner
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards

Sign Up Bonus

60,000 Points
after you spend $4,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

16.74% - 23.74% Purchase APR
25.99% Cash Advance APR

Fees

$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Personalized Travel Service
Global Assist Hotline
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
ShopRunner
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Blue Business Plus

Sign Up Bonus

15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

13.99% - 21.99% Purchase APR

Fees

$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers

Sign Up Bonus

15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

13.99% - 21.99% Purchase APR

Fees

$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Powered By MaxRewards
Use Daniel's referral code danielf7047 to get 1 month of MaxRewards Gold for free! Plus: They also get a month of MaxRewards Gold for free!