Daniel Franasiak's Cards
💳 18 cards
Condensed
Compact
Extended
Discover it® Cash Back
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛒 5x on Grocery, Drugstores, Streaming from Jan 01 to Mar 31 (up to $1,500)
🍴 5x on Dining, Wholesale Clubs from Apr 01 to Jun 30 (up to $1,500)
⛽ 5x on Gas, Apple Pay, Google Pay from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target, Amazon Music from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
17.24% - 28.24% Purchase APR
17.24% - 28.24% Transfer APR
29.99% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Benefits
Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛒 5x on Grocery, Drugstores, Streaming from Jan 01 to Mar 31 (up to $1,500)
🍴 5x on Dining, Wholesale Clubs from Apr 01 to Jun 30 (up to $1,500)
⛽ 5x on Gas, Apple Pay, Google Pay from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target, Amazon Music from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
17.24% - 28.24% Purchase APR
17.24% - 28.24% Transfer APR
29.99% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Benefits
Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
🔽 Expand
Fidelity® Rewards Visa Signature®
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 2x on Everything Else
Rates
13.99% Purchase APR
23.99% Cash Advance APR
Fees
$5 or 3% Cash Advance Fee, whichever is greater
0.01% Foreign Transaction Fee
$40 Late Payment Fee
$35 Return Payment Fee
Benefits
Freedom to earn and redeem
Contactless technology—Tap to pay for fast, easy, and secure checkouts
Zero fraud liability
Signature travel and shopping offers
Visa Signature® Concierge
24/7 Cardmember support
Worldwide acceptance
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 2x on Everything Else
Rates
13.99% Purchase APR
23.99% Cash Advance APR
Fees
$5 or 3% Cash Advance Fee, whichever is greater
0.01% Foreign Transaction Fee
$40 Late Payment Fee
$35 Return Payment Fee
Benefits
Freedom to earn and redeem
Contactless technology—Tap to pay for fast, easy, and secure checkouts
Zero fraud liability
Signature travel and shopping offers
Visa Signature® Concierge
24/7 Cardmember support
Worldwide acceptance
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Bonvoy Business Amex
Sign Up Bonus
125,000 Points
after you spend $8,000 in the first 6 months from account opening
$875 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
7% Marriott Bonvoy Room Rate Discount
Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Marriott Bonvoy Gold Elite Status
Premium Internet Access
No Foreign Transaction Fees
Be a Marriott Bonvoy Business Member
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
Sign Up Bonus
125,000 Points
after you spend $8,000 in the first 6 months from account opening
$875 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
7% Marriott Bonvoy Room Rate Discount
Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Marriott Bonvoy Gold Elite Status
Premium Internet Access
No Foreign Transaction Fees
Be a Marriott Bonvoy Business Member
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Delta SkyMiles® Platinum
Sign Up Bonus
50,000 Skymiles
after you spend $3,000 in the first 6 months from account opening
$400 value based on 0.8¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 2.4%)
✈️ 3x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 1.6%)
🛒 2x on Grocery (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
First Checked Bag Free
Annual Companion Certificate
Fee Credit for Global Entry or TSA Pre✓®
$39 DELTA SKY CLUB® ACCESS
Status Boost™
20% Back on In–Flight Purchases
Trip delay Insurance
CAR RENTAL LOSS AND DAMAGE INSURANCE
BAGGAGE INSURANCE PLAN
GLOBAL ASSIST® HOTLINE
NO FOREIGN TRANSACTION FEES
PRIORITY BOARDING
ENTERTAINMENT ACCESS®
Don't Recognize That Charge?
Pay It Plan It®
Additional Cards
Sign Up Bonus
50,000 Skymiles
after you spend $3,000 in the first 6 months from account opening
$400 value based on 0.8¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 2.4%)
✈️ 3x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 1.6%)
🛒 2x on Grocery (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
First Checked Bag Free
Annual Companion Certificate
Fee Credit for Global Entry or TSA Pre✓®
$39 DELTA SKY CLUB® ACCESS
Status Boost™
20% Back on In–Flight Purchases
Trip delay Insurance
CAR RENTAL LOSS AND DAMAGE INSURANCE
BAGGAGE INSURANCE PLAN
GLOBAL ASSIST® HOTLINE
NO FOREIGN TRANSACTION FEES
PRIORITY BOARDING
ENTERTAINMENT ACCESS®
Don't Recognize That Charge?
Pay It Plan It®
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Corporate
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 2x on amextravel.com (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
19.49% - 27.49% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Pay Over Time Option
No Preset Spending Limit
Membership Rewards Program
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
Membership Rewards Pay With Points
Car Rental Loss and Damage Insurance
Baggage Insurance Plan
Global Assist Hotline
Amex Offers
Dispute Resolution
Extended Waranty
Purchase Protection
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 2x on amextravel.com (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
19.49% - 27.49% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Pay Over Time Option
No Preset Spending Limit
Membership Rewards Program
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
Membership Rewards Pay With Points
Car Rental Loss and Damage Insurance
Baggage Insurance Plan
Global Assist Hotline
Amex Offers
Dispute Resolution
Extended Waranty
Purchase Protection
🔽 Expand
Venture Rewards
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Hotels (Capital One) (worth 5%)
✈️ 5x on Car Rentals (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
20.99% - 28.99% Purchase APR
20.99% - 28.99% Transfer APR
28.99% Cash Advance APR
Fees
$95 Annual Fee
$0 Balance Transfer Fee
$3 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Benefits
No Foreign Transaction Fees
Travel Accident Insurance*
24-Hour Travel Assistance Services
Extended Warranty*
Auto Rental Collision Damage Waiver*
Capital One Shopping**
Shop With Your Rewards
Redeem Your Rewards with PayPal
Capital One Travel
Partner Lounge Network
Capital One Dining
Capital One Entertainment
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno
Book confidently with free price drop protection
If you find a better price, we’ll match it
Get hotel rates that match or beat competitors
Know when to buy and when to wait
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Hotels (Capital One) (worth 5%)
✈️ 5x on Car Rentals (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
20.99% - 28.99% Purchase APR
20.99% - 28.99% Transfer APR
28.99% Cash Advance APR
Fees
$95 Annual Fee
$0 Balance Transfer Fee
$3 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Benefits
No Foreign Transaction Fees
Travel Accident Insurance*
24-Hour Travel Assistance Services
Extended Warranty*
Auto Rental Collision Damage Waiver*
Capital One Shopping**
Shop With Your Rewards
Redeem Your Rewards with PayPal
Capital One Travel
Partner Lounge Network
Capital One Dining
Capital One Entertainment
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno
Book confidently with free price drop protection
If you find a better price, we’ll match it
Get hotel rates that match or beat competitors
Know when to buy and when to wait
🔽 Expand
Prime Visa
Sign Up Bonus
100 Points
after you spend $1 in the first month from account opening
$1 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Air Travel (Ultimate Rewards) (worth 5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 5%)
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
19.49% - 27.49% Purchase APR
19.49% - 27.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Auto Rental Collision Damage Waiver
Sign Up Bonus
100 Points
after you spend $1 in the first month from account opening
$1 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Air Travel (Ultimate Rewards) (worth 5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 5%)
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
19.49% - 27.49% Purchase APR
19.49% - 27.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Auto Rental Collision Damage Waiver
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Chase Sapphire Preferred®
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$750 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛒 3x on Grocery Delivery (worth 3.75%)
🛍️ 3x on Streaming (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lyft
Instacart
DoorDash
Peloton
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$750 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛒 3x on Grocery Delivery (worth 3.75%)
🛍️ 3x on Streaming (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lyft
Instacart
DoorDash
Peloton
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Southwest Rapid Rewards® Performance Business
Sign Up Bonus
80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Southwest Air (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rentals (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Advertisements (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
DoorDash
Sign Up Bonus
80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Southwest Air (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rentals (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Advertisements (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
DoorDash
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Chase Freedom Flex℠
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstores (worth 3.75%)
🛒 5x on Grocery, Gyms, Target (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Amazon, Lowe's (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
⛽ 5x on Gas, Entertainment, EV Charging (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Wholesale Clubs, Charities, PayPal (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
The best of your neighborhood.$0 delivery fee.
5% Cash Back on Lyft Rides
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 6.25%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstores (worth 3.75%)
🛒 5x on Grocery, Gyms, Target (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Amazon, Lowe's (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
⛽ 5x on Gas, Entertainment, EV Charging (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Wholesale Clubs, Charities, PayPal (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
The best of your neighborhood.$0 delivery fee.
5% Cash Back on Lyft Rides
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Southwest Rapid Rewards® Plus
Sign Up Bonus
50,000 Points
after you spend $1 in the first month from account opening
$750 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Southwest Air (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rentals (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
DoorDash
Sign Up Bonus
50,000 Points
after you spend $1 in the first month from account opening
$750 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Southwest Air (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rentals (worth 3%)
🛍️ 2x on Telecommunications (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
DoorDash
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Ink Business Unlimited®
Sign Up Bonus
90,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
90,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
IHG® Rewards Traveler
Sign Up Bonus
80,000 Points
after you spend $2,000 in the first 3 months from account opening
$400 value based on 0.5¢ per IHG point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 17x on IHG (worth 8.5%)
🍴 3x on Dining (worth 1.5%)
⛽ 3x on Gas (worth 1.5%)
🛍️ 3x on Streaming (worth 1.5%)
🛍️ 3x on Home Utilities (worth 1.5%)
♾️ 2x on Everything Else
Percentages based on 0.5¢ per IHG point
Rates
20.99% - 27.99% Purchase APR
20.99% - 27.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Baggage Delay Insurance
Lost Luggage Reimbursement
Purchase Protection
Trip Cancellation/Trip Interruption Insurance
Sign Up Bonus
80,000 Points
after you spend $2,000 in the first 3 months from account opening
$400 value based on 0.5¢ per IHG point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 17x on IHG (worth 8.5%)
🍴 3x on Dining (worth 1.5%)
⛽ 3x on Gas (worth 1.5%)
🛍️ 3x on Streaming (worth 1.5%)
🛍️ 3x on Home Utilities (worth 1.5%)
♾️ 2x on Everything Else
Percentages based on 0.5¢ per IHG point
Rates
20.99% - 27.99% Purchase APR
20.99% - 27.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Baggage Delay Insurance
Lost Luggage Reimbursement
Purchase Protection
Trip Cancellation/Trip Interruption Insurance
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
American Express Gold
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Blue Business Plus
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Delta SkyMiles® Blue
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$80 value based on 0.8¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 1.6%)
🍴 2x on Dining (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
No Foreign Transaction Fees
20% Back on In-Flight Purchases
Pay with Miles
CAR RENTAL LOSS AND DAMAGE INSURANCE
GLOBAL ASSIST® HOTLINE
PURCHASE PROTECTION
EXTENDED WARRANTY
ENTERTAINMENT ACCESS®
Fraud Protection
Pay It Plan It®
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$80 value based on 0.8¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 1.6%)
🍴 2x on Dining (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
No Foreign Transaction Fees
20% Back on In-Flight Purchases
Pay with Miles
CAR RENTAL LOSS AND DAMAGE INSURANCE
GLOBAL ASSIST® HOTLINE
PURCHASE PROTECTION
EXTENDED WARRANTY
ENTERTAINMENT ACCESS®
Fraud Protection
Pay It Plan It®
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Southwest Rapid Rewards® Premier Business
Sign Up Bonus
60,000 Points
after you spend $3,000 in the first 3 months from account opening
$900 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Southwest Air (worth 4.5%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rentals (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$99 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
DoorDash
Sign Up Bonus
60,000 Points
after you spend $3,000 in the first 3 months from account opening
$900 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Southwest Air (worth 4.5%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rentals (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$99 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
DoorDash
🔽 Expand
Ink Business Cash®
Sign Up Bonus
90,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 5x on Telecommunications, Office Supplies (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
90,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 5x on Telecommunications, Office Supplies (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
