Daniel Franasiak's Cards
💳 21 cards
Condensed
Compact
Extended
Discover it® Cash Back
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Streaming, Home Improvement from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Gas, Transit, Home Utility, EV Charging from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target, Amazon Music from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
18.24% - 27.24% Purchase APR
18.24% - 27.24% Transfer APR
29.24% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$30 Return Payment Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Streaming, Home Improvement from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Gas, Transit, Home Utility, EV Charging from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target, Amazon Music from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
18.24% - 27.24% Purchase APR
18.24% - 27.24% Transfer APR
29.24% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$30 Return Payment Fee
🔽 Expand
Fidelity® Rewards Visa Signature®
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 2x on Everything Else
Rates
13.99% Purchase APR
23.99% Cash Advance APR
Fees
$5 or 3% Cash Advance Fee, whichever is greater
0.01% Foreign Transaction Fee
$40 Late Payment Fee
$35 Return Payment Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 2x on Everything Else
Rates
13.99% Purchase APR
23.99% Cash Advance APR
Fees
$5 or 3% Cash Advance Fee, whichever is greater
0.01% Foreign Transaction Fee
$40 Late Payment Fee
$35 Return Payment Fee
🔽 Expand
Venture Rewards
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Hotel (capitalonetravel.com) (worth 5%)
✈️ 5x on Car Rental (capitalonetravel.com) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
19.99% - 29.24% Purchase APR
19.99% - 29.24% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Hotel (capitalonetravel.com) (worth 5%)
✈️ 5x on Car Rental (capitalonetravel.com) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
19.99% - 29.24% Purchase APR
19.99% - 29.24% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Venture X Rewards
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Hotel (capitalonetravel.com) (worth 10%)
✈️ 10x on Car Rental (capitalonetravel.com) (worth 10%)
✈️ 5x on Air Travel (capitalonetravel.com) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
19.99% - 29.24% Purchase APR
19.99% - 29.24% Transfer APR
29.24% Cash Advance APR
Fees
$395 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Hotel (capitalonetravel.com) (worth 10%)
✈️ 10x on Car Rental (capitalonetravel.com) (worth 10%)
✈️ 5x on Air Travel (capitalonetravel.com) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
19.99% - 29.24% Purchase APR
19.99% - 29.24% Transfer APR
29.24% Cash Advance APR
Fees
$395 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Delta SkyMiles® Platinum
Sign Up Bonus
90,000 Skymiles
after you spend $4,000 in the first 6 months from account opening
$1,080 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 3.6%)
✈️ 3x on Delta Air (worth 3.6%)
🍴 2x on Dining (worth 2.4%)
🛒 2x on Grocery (worth 2.4%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$350 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
90,000 Skymiles
after you spend $4,000 in the first 6 months from account opening
$1,080 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 3.6%)
✈️ 3x on Delta Air (worth 3.6%)
🍴 2x on Dining (worth 2.4%)
🛒 2x on Grocery (worth 2.4%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$350 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Corporate
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Air Travel (amextravel.com) (worth 2%)
✈️ 2x on Hotel (amextravel.com) (worth 2%)
✈️ 2x on Car Rental (amextravel.com) (worth 2%)
✈️ 2x on Cruise (amextravel.com) (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Air Travel (amextravel.com) (worth 2%)
✈️ 2x on Hotel (amextravel.com) (worth 2%)
✈️ 2x on Car Rental (amextravel.com) (worth 2%)
✈️ 2x on Cruise (amextravel.com) (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
American Express Gold
Sign Up Bonus
60,000 Points
after you spend $6,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%) (up to $50,000)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
✈️ 3x on Car Rental (amextravel.com) (worth 3%)
✈️ 3x on Cruise (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
60,000 Points
after you spend $6,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%) (up to $50,000)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
✈️ 3x on Car Rental (amextravel.com) (worth 3%)
✈️ 3x on Cruise (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Delta SkyMiles® Blue
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$120 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 2.4%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
10,000 Skymiles
after you spend $1,000 in the first 6 months from account opening
$120 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 2.4%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Blue Business Cash(TM)
Sign Up Bonus
$250
after you spend $3,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
2x on All (up to $50,000)
♾️ 1x on Everything Else
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
$250
after you spend $3,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
2x on All (up to $50,000)
♾️ 1x on Everything Else
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Prime Visa
Sign Up Bonus
200 Points
after you spend $1 in the first month from account opening
$2 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Air Travel (chase.com/travel) (worth 5%)
✈️ 5x on Hotel (chase.com/travel) (worth 5%)
✈️ 5x on Car Rental (chase.com/travel) (worth 5%)
✈️ 5x on Cruise (chase.com/travel) (worth 5%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 5%)
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
19.49% - 28.24% Purchase APR
19.49% - 28.24% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
200 Points
after you spend $1 in the first month from account opening
$2 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Air Travel (chase.com/travel) (worth 5%)
✈️ 5x on Hotel (chase.com/travel) (worth 5%)
✈️ 5x on Car Rental (chase.com/travel) (worth 5%)
✈️ 5x on Cruise (chase.com/travel) (worth 5%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 5%)
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
19.49% - 28.24% Purchase APR
19.49% - 28.24% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Chase Sapphire Preferred®
Sign Up Bonus
60,000 Points
after you spend $5,000 in the first 3 months from account opening
$750 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (chase.com/travel) (worth 6.25%)
✈️ 5x on Hotel (chase.com/travel) (worth 6.25%)
✈️ 5x on Car Rental (chase.com/travel) (worth 6.25%)
✈️ 5x on Cruise (chase.com/travel) (worth 6.25%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛒 3x on Grocery Delivery (worth 3.75%)
🛍️ 3x on Streaming (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
19.99% - 28.24% Purchase APR
19.99% - 28.24% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
60,000 Points
after you spend $5,000 in the first 3 months from account opening
$750 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (chase.com/travel) (worth 6.25%)
✈️ 5x on Hotel (chase.com/travel) (worth 6.25%)
✈️ 5x on Car Rental (chase.com/travel) (worth 6.25%)
✈️ 5x on Cruise (chase.com/travel) (worth 6.25%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛒 3x on Grocery Delivery (worth 3.75%)
🛍️ 3x on Streaming (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
19.99% - 28.24% Purchase APR
19.99% - 28.24% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Chase Freedom Flex®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (chase.com/travel) (worth 6.25%)
✈️ 5x on Hotel (chase.com/travel) (worth 6.25%)
✈️ 5x on Car Rental (chase.com/travel) (worth 6.25%)
✈️ 5x on Cruise (chase.com/travel) (worth 6.25%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstore (worth 3.75%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
18.99% - 28.49% Purchase APR
18.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (chase.com/travel) (worth 6.25%)
✈️ 5x on Hotel (chase.com/travel) (worth 6.25%)
✈️ 5x on Car Rental (chase.com/travel) (worth 6.25%)
✈️ 5x on Cruise (chase.com/travel) (worth 6.25%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstore (worth 3.75%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
18.99% - 28.49% Purchase APR
18.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Southwest Rapid Rewards® Plus
Sign Up Bonus
50,000 Points
after you spend $1,000 in the first 3 months from account opening
$750 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Southwest Air (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rental (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
50,000 Points
after you spend $1,000 in the first 3 months from account opening
$750 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Southwest Air (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rental (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Ink Business Unlimited®
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 23.49% Purchase APR
17.49% - 23.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$938 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
♾️ 1.5x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 23.49% Purchase APR
17.49% - 23.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
IHG One Rewards Traveler
Sign Up Bonus
80,000 Points
after you spend $2,000 in the first 3 months from account opening
$400 value based on 0.5¢ per IHG point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 17x on IHG (worth 8.5%)
🍴 3x on Dining (worth 1.5%)
⛽ 3x on Gas (worth 1.5%)
🛍️ 3x on Streaming (worth 1.5%)
🛍️ 3x on Home Utility (worth 1.5%)
♾️ 2x on Everything Else
Percentages based on 0.5¢ per IHG point
Rates
19.99% - 28.49% Purchase APR
19.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
80,000 Points
after you spend $2,000 in the first 3 months from account opening
$400 value based on 0.5¢ per IHG point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 17x on IHG (worth 8.5%)
🍴 3x on Dining (worth 1.5%)
⛽ 3x on Gas (worth 1.5%)
🛍️ 3x on Streaming (worth 1.5%)
🛍️ 3x on Home Utility (worth 1.5%)
♾️ 2x on Everything Else
Percentages based on 0.5¢ per IHG point
Rates
19.99% - 28.49% Purchase APR
19.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
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Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Southwest Rapid Rewards® Premier Business
Sign Up Bonus
60,000 Points
after you spend $3,000 in the first 3 months from account opening
$900 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Southwest Air (worth 4.5%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rental (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$99 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
60,000 Points
after you spend $3,000 in the first 3 months from account opening
$900 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Southwest Air (worth 4.5%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rental (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$99 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Ink Business Cash®
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$438 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 5x on Telecommunication, Office Supply (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 25.49% Purchase APR
17.49% - 25.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$438 value based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 5x on Telecommunication, Office Supply (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Daniel's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 25.49% Purchase APR
17.49% - 25.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Southwest Rapid Rewards® Performance Business
Sign Up Bonus
80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Southwest Air (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rental (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Advertisement (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Southwest Air (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rental (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Advertisement (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
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Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Aeroplan®
Sign Up Bonus
75,000 Points
after you spend $4,000 in the first 3 months from account opening
$1,275 value based on 1.7¢ per Aeroplan point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (worth 5.1%)
🍴 3x on Dining (worth 5.1%)
✈️ 3x on United Air (worth 5.1%)
♾️ 1x on Everything Else
Percentages based on 1.7¢ per Aeroplan point
Rates
20.49% - 28.99% Purchase APR
20.49% - 28.99% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
75,000 Points
after you spend $4,000 in the first 3 months from account opening
$1,275 value based on 1.7¢ per Aeroplan point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (worth 5.1%)
🍴 3x on Dining (worth 5.1%)
✈️ 3x on United Air (worth 5.1%)
♾️ 1x on Everything Else
Percentages based on 1.7¢ per Aeroplan point
Rates
20.49% - 28.99% Purchase APR
20.49% - 28.99% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Bonvoy Business Amex
Sign Up Bonus
3 Points
after you spend $6,000 in the first 6 months from account opening
$0 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunication (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
3 Points
after you spend $6,000 in the first 6 months from account opening
$0 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunication (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
