Daniel Franasiak's Cards

💳 16 cards
Condensed
Compact
Extended

Amazon Prime Rewards Visa Signature

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
2x on Gas (worth 2%)
🛍️ 2x on Drugstores (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point

Rates

14.24% - 22.24% Purchase APR
14.24% - 22.24% Transfer APR
24.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Visa Signature Concierge Service

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
2x on Gas (worth 2%)
🛍️ 2x on Drugstores (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point

Rates

14.24% - 22.24% Purchase APR
14.24% - 22.24% Transfer APR
24.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Visa Signature Concierge Service
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Southwest Rapid Rewards® Priority

Sign Up Bonus

40,000 Points
after you spend $1,000 in the first 3 months from account opening
$600 value based on 1.5¢ per Southwest point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on Car Rentals (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Southwest (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point

Rates

15.99% - 22.99% Purchase APR
15.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

$149 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection

Sign Up Bonus

40,000 Points
after you spend $1,000 in the first 3 months from account opening
$600 value based on 1.5¢ per Southwest point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on Car Rentals (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Southwest (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point

Rates

15.99% - 22.99% Purchase APR
15.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

$149 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Southwest Rapid Rewards® Plus

Sign Up Bonus

40,000 Points
after you spend $1,000 in the first 3 months from account opening
$600 value based on 1.5¢ per Southwest point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on Car Rentals (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Southwest (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point

Rates

15.99% - 22.99% Purchase APR
15.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection

Sign Up Bonus

40,000 Points
after you spend $1,000 in the first 3 months from account opening
$600 value based on 1.5¢ per Southwest point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 2x on Car Rentals (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Southwest (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point

Rates

15.99% - 22.99% Purchase APR
15.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Lost Luggage Reimbursement
Baggage Delay Insurance
Extended Warranty Protection
Purchase Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Chase Sapphire Preferred®

Sign Up Bonus

5,000 Points
after you spend $4,000 in the first 3 months from account opening
$63 value based on 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 6.25%)
✈️ 2x on Travel (worth 2.5%)
🍴 2x on Dining (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on 1.25¢ per Ultimate Rewards point

Rates

15.99% - 22.99% Purchase APR
15.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

DoorDash
Peloton
Lyft

Sign Up Bonus

5,000 Points
after you spend $4,000 in the first 3 months from account opening
$63 value based on 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 6.25%)
✈️ 2x on Travel (worth 2.5%)
🍴 2x on Dining (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on 1.25¢ per Ultimate Rewards point

Rates

15.99% - 22.99% Purchase APR
15.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

DoorDash
Peloton
Lyft
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Ink Business Unlimited®

Sign Up Bonus

75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 1.5x on Everything Else
Percentages based on 1.25¢ per Ultimate Rewards point

Rates

13.24% - 19.24% Purchase APR
13.24% - 19.24% Transfer APR
24.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection

Sign Up Bonus

75,000 Points
after you spend $7,500 in the first 3 months from account opening
$938 value based on 1.25¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 1.5x on Everything Else
Percentages based on 1.25¢ per Ultimate Rewards point

Rates

13.24% - 19.24% Purchase APR
13.24% - 19.24% Transfer APR
24.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Discover it® Cash Back

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛒 5x on Grocery, Walgreens, CVS from Jan 01 to Mar 31 (up to $1,500)
5x on Gas, Wholesale Clubs, Streaming from Apr 01 to Jun 30 (up to $1,500)
🍴 5x on Dining, PayPal from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target.com, Walmart.com from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else

Rates

11.99% - 22.99% Purchase APR
11.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

$0 Annual Fee
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛒 5x on Grocery, Walgreens, CVS from Jan 01 to Mar 31 (up to $1,500)
5x on Gas, Wholesale Clubs, Streaming from Apr 01 to Jun 30 (up to $1,500)
🍴 5x on Dining, PayPal from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target.com, Walmart.com from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else

Rates

11.99% - 22.99% Purchase APR
11.99% - 22.99% Transfer APR
24.99% Cash Advance APR

Fees

$0 Annual Fee
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
🔽 Expand

Uber

Sign Up Bonus

100 Points
after you spend $500 in the first 3 months from account opening
$100 value based on 100¢ per Uber Cash point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Uber (worth 5%)
🍴 3x on Dining (worth 3%)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Hotels (worth 3%)
♾️ 1x on Everything Else
Percentages based on 100¢ per Uber Cash point

Rates

15.74% - 26.49% Purchase APR
15.74% - 26.49% Transfer APR
26.74% Cash Advance APR

Fees

$0 Annual Fee
$10 or 3% Balance Transfer Fee, whichever is greater
$10 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn $100 in Uber Cash
Mobile phone protection
No foreign transaction fees
Uber Cash transfer

Sign Up Bonus

100 Points
after you spend $500 in the first 3 months from account opening
$100 value based on 100¢ per Uber Cash point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Uber (worth 5%)
🍴 3x on Dining (worth 3%)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Hotels (worth 3%)
♾️ 1x on Everything Else
Percentages based on 100¢ per Uber Cash point

Rates

15.74% - 26.49% Purchase APR
15.74% - 26.49% Transfer APR
26.74% Cash Advance APR

Fees

$0 Annual Fee
$10 or 3% Balance Transfer Fee, whichever is greater
$10 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn $100 in Uber Cash
Mobile phone protection
No foreign transaction fees
Uber Cash transfer
🔽 Expand

Fidelity® Rewards Visa Signature®

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

♾️ 2x on Everything Else

Rates

Fees

$0 Annual Fee

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

♾️ 2x on Everything Else

Rates

Fees

$0 Annual Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Bonvoy Business Amex

Sign Up Bonus

75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution

Sign Up Bonus

75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Delta SkyMiles® Gold

Sign Up Bonus

75,000 Skymiles
after you spend $2,000 in the first 3 months from account opening
$600 value based on 0.8¢ per Delta skymile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛒 2x on Grocery (worth 1.6%)
✈️ 2x on Delta Air (worth 1.6%)
🍴 2x on Dining (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$99 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

First Checked Bag Free
$100 Delta Flight Credit
Pay with Miles
No Foreign Transaction Fees
20% Back on In-Flight Purchases
Priority Boarding
CAR RENTAL LOSS AND DAMAGE INSURANCE
GLOBAL ASSIST® HOTLINE
purchase protection
Extended warranty
ENTERTAINMENT ACCESS®
Fraud Protection
PAY IT PLAN IT®
Additional Cards

Sign Up Bonus

75,000 Skymiles
after you spend $2,000 in the first 3 months from account opening
$600 value based on 0.8¢ per Delta skymile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🛒 2x on Grocery (worth 1.6%)
✈️ 2x on Delta Air (worth 1.6%)
🍴 2x on Dining (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$99 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

First Checked Bag Free
$100 Delta Flight Credit
Pay with Miles
No Foreign Transaction Fees
20% Back on In-Flight Purchases
Priority Boarding
CAR RENTAL LOSS AND DAMAGE INSURANCE
GLOBAL ASSIST® HOTLINE
purchase protection
Extended warranty
ENTERTAINMENT ACCESS®
Fraud Protection
PAY IT PLAN IT®
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

Corporate

Sign Up Bonus

15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛍️ 2x on amextravel.com (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

14.24% - 22.24% Purchase APR

Fees

$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
Membership Rewards Pay With Points
Car Rental Loss and Damage Insurance
Baggage Insurance Plan
Global Assist Hotline
Amex Offers
Dispute Resolution
Extended Waranty
Purchase Protection

Sign Up Bonus

15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

🛍️ 2x on amextravel.com (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

14.24% - 22.24% Purchase APR

Fees

$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
Membership Rewards Pay With Points
Car Rental Loss and Damage Insurance
Baggage Insurance Plan
Global Assist Hotline
Amex Offers
Dispute Resolution
Extended Waranty
Purchase Protection
🔽 Expand

Marriott Bonvoy Business™

Sign Up Bonus

75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution

Sign Up Bonus

75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
🔽 Expand

Marriott Bonvoy Business™

Sign Up Bonus

75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution

Sign Up Bonus

75,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on 0.7¢ per Marriott point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Silver Elite Status
Premium Internet Access
No Foreign Transaction Fees
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
🔽 Expand

Delta SkyMiles® Blue American Express

Sign Up Bonus

10,000 Skymiles
after you spend $500 in the first 3 months from account opening
$80 value based on 0.8¢ per Delta skymile

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 2x on Delta Air (worth 1.6%)
🍴 2x on Dining (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

No Foreign Transaction Fees
20% Back on In-Flight Purchases
Pay with Miles
CAR RENTAL LOSS AND DAMAGE INSURANCE
GLOBAL ASSIST® HOTLINE
PURCHASE PROTECTION
EXTENDED WARRANTY
ENTERTAINMENT ACCESS®
Fraud Protection
Pay It Plan It®

Sign Up Bonus

10,000 Skymiles
after you spend $500 in the first 3 months from account opening
$80 value based on 0.8¢ per Delta skymile

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 2x on Delta Air (worth 1.6%)
🍴 2x on Dining (worth 1.6%)
♾️ 1x on Everything Else
Percentages based on 0.8¢ per Delta skymile

Rates

15.74% - 24.74% Purchase APR
25.24% Cash Advance APR

Fees

$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

No Foreign Transaction Fees
20% Back on In-Flight Purchases
Pay with Miles
CAR RENTAL LOSS AND DAMAGE INSURANCE
GLOBAL ASSIST® HOTLINE
PURCHASE PROTECTION
EXTENDED WARRANTY
ENTERTAINMENT ACCESS®
Fraud Protection
Pay It Plan It®
🔽 Expand

Venture Rewards

Sign Up Bonus

60,000 Miles
after you spend $3,000 in the first 3 months from account opening
$600 value based on 1¢ per Capital One mile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile

Rates

17.24% - 24.49% Purchase APR
17.24% - 24.49% Transfer APR
24.49% Cash Advance APR

Fees

$95 Annual Fee
3% Balance Transfer Fee
$10 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee

Benefits

subheadline
No Foreign Transaction Fees
Travel Accident Insurance
24-Hour Travel Assistance Services
Extended Warranty
Auto Rental Collision Damage Waiver
Capital One Shopping
Shop With Your Rewards
Redeem Your Rewards with PayPal
Premier Culinary Experiences
Big-time Sports Events
Must-See Music Events
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno

Sign Up Bonus

60,000 Miles
after you spend $3,000 in the first 3 months from account opening
$600 value based on 1¢ per Capital One mile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile

Rates

17.24% - 24.49% Purchase APR
17.24% - 24.49% Transfer APR
24.49% Cash Advance APR

Fees

$95 Annual Fee
3% Balance Transfer Fee
$10 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee

Benefits

subheadline
No Foreign Transaction Fees
Travel Accident Insurance
24-Hour Travel Assistance Services
Extended Warranty
Auto Rental Collision Damage Waiver
Capital One Shopping
Shop With Your Rewards
Redeem Your Rewards with PayPal
Premier Culinary Experiences
Big-time Sports Events
Must-See Music Events
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.

American Express® Gold

Sign Up Bonus

60,000 Points
after you spend $4,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

15.99% - 22.99% Purchase APR
25.24% Cash Advance APR

Fees

$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Personalized Travel Service
Global Assist Hotline
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
ShopRunner
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards

Sign Up Bonus

60,000 Points
after you spend $4,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point

Rates

15.99% - 22.99% Purchase APR
25.24% Cash Advance APR

Fees

$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Personalized Travel Service
Global Assist Hotline
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
ShopRunner
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Daniel may earn a referral bonus.
Powered By MaxRewards
Use Daniel's referral code danielf7047 to get 1 month of MaxRewards Gold for free! Plus: They also get a month of MaxRewards Gold for free!