David's Cards
💳 10 cards
Condensed
Compact
Extended
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
American Express® Gold
Sign Up Bonus
100,000 Points
after you spend $6,000 in the first 6 months from account opening
$1,000 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%) (up to $50,000)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
✈️ 3x on Car Rental (amextravel.com) (worth 3%)
✈️ 3x on Cruise (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $6,000 in the first 6 months from account opening
$1,000 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%) (up to $50,000)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
✈️ 3x on Car Rental (amextravel.com) (worth 3%)
✈️ 3x on Cruise (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Business Gold
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,000 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,000 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Additional Delta Platinum Business on Delta Reserve Business
Sign Up Bonus
100,000 Skymiles
after you spend $8,000 in the first 6 months from account opening
$1,200 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 3.6%)
✈️ 3x on Delta Air (worth 3.6%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
Fees
$350 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Skymiles
after you spend $8,000 in the first 6 months from account opening
$1,200 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 3.6%)
✈️ 3x on Delta Air (worth 3.6%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
Fees
$350 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Platinum
David's Review
The ultimate luxury travel card! See full list of benefits below. 125,000 - 150,000 points if opened incognito mode on Chrome. Also try multiple browsers, as will give different welcome bonuses. Try Chrome, Safari, Firefox, Duck Duck Go, and Brave.
Sign Up Bonus
150,000 Points
after you spend $8,000 in the first 6 months from account opening
$1,500 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5%)
✈️ 5x on Hotel (amextravel.com) (worth 5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5%)
✈️ 5x on Cruise (amextravel.com) (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
David's Review
The ultimate luxury travel card! See full list of benefits below. 125,000 - 150,000 points if opened incognito mode on Chrome. Also try multiple browsers, as will give different welcome bonuses. Try Chrome, Safari, Firefox, Duck Duck Go, and Brave.
Sign Up Bonus
150,000 Points
after you spend $8,000 in the first 6 months from account opening
$1,500 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5%)
✈️ 5x on Hotel (amextravel.com) (worth 5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5%)
✈️ 5x on Cruise (amextravel.com) (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Delta Reserve Business
Sign Up Bonus
110,000 Skymiles
after you spend $12,000 in the first 6 months from account opening
$1,320 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Delta Air (worth 3.6%)
1.5x on All (worth 1.8%) (up to $150,000)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
Fees
$650 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
110,000 Skymiles
after you spend $12,000 in the first 6 months from account opening
$1,320 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Delta Air (worth 3.6%)
1.5x on All (worth 1.8%) (up to $150,000)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
Fees
$650 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Blue from American Express
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
24.24% Purchase APR
25.49% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
24.24% Purchase APR
25.49% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Delta SkyMiles® Gold
Sign Up Bonus
80,000 Skymiles
after you spend $3,000 in the first 6 months from account opening
$960 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 2x on Grocery (worth 2.4%)
✈️ 2x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 2.4%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$150 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
80,000 Skymiles
after you spend $3,000 in the first 6 months from account opening
$960 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 2x on Grocery (worth 2.4%)
✈️ 2x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 2.4%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$150 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, David may earn a referral bonus.
Blue from American Express
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
24.24% Purchase APR
25.49% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
24.24% Purchase APR
25.49% Cash Advance APR
Fees
$0 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Additional Platinum
Sign Up Bonus
150,000 Points
after you spend $8,000 in the first 6 months from account opening
$1,500 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5%)
✈️ 5x on Hotel (amextravel.com) (worth 5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5%)
✈️ 5x on Cruise (amextravel.com) (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $8,000 in the first 6 months from account opening
$1,500 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5%)
✈️ 5x on Hotel (amextravel.com) (worth 5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5%)
✈️ 5x on Cruise (amextravel.com) (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Delta SkyMiles® Gold
Sign Up Bonus
80,000 Skymiles
after you spend $3,000 in the first 6 months from account opening
$960 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 2x on Grocery (worth 2.4%)
✈️ 2x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 2.4%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$150 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
80,000 Skymiles
after you spend $3,000 in the first 6 months from account opening
$960 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 2x on Grocery (worth 2.4%)
✈️ 2x on Delta Air (worth 2.4%)
🍴 2x on Dining (worth 2.4%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$150 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
