Mario’s Credit Cards

💳 6 cards
Condensed
Compact
Extended

Prime Visa

Sign Up Bonus

100 Points
after you spend $1 in the first month from account opening
$1 value based on 1¢ per Amazon point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Air Travel (Ultimate Rewards) (worth 5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 5%)
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point

Rates

19.49% - 27.49% Purchase APR
19.49% - 27.49% Transfer APR
29.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Auto Rental Collision Damage Waiver

Sign Up Bonus

100 Points
after you spend $1 in the first month from account opening
$1 value based on 1¢ per Amazon point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 5x on Air Travel (Ultimate Rewards) (worth 5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 5%)
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point

Rates

19.49% - 27.49% Purchase APR
19.49% - 27.49% Transfer APR
29.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Auto Rental Collision Damage Waiver
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Mario may earn a referral bonus.

Chase Freedom Unlimited®

Sign Up Bonus

20,000 Points
after you spend $500 in the first 3 months from account opening
$200 value based on Mario's valuation of 1¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 5%)
🍴 3x on Dining (worth 3%)
🛍️ 3x on Drugstores (worth 3%)
♾️ 1.5x on Everything Else
Percentages based on Mario's valuation of 1¢ per Ultimate Rewards point

Rates

20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomUnlimited-36" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56029.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>

Sign Up Bonus

20,000 Points
after you spend $500 in the first 3 months from account opening
$200 value based on Mario's valuation of 1¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 5%)
🍴 3x on Dining (worth 3%)
🛍️ 3x on Drugstores (worth 3%)
♾️ 1.5x on Everything Else
Percentages based on Mario's valuation of 1¢ per Ultimate Rewards point

Rates

20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomUnlimited-36" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56029.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Mario may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Mario may earn a referral bonus.

Chase Freedom Flex®

Sign Up Bonus

20,000 Points
after you spend $500 in the first 3 months from account opening
$200 value based on Mario's valuation of 1¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 5%)
🛍️ 3x on Drugstores (worth 3%)
✈️ 9x on Hotels (Ultimate Rewards) (worth 9%) from Apr 01 to Jun 30 (up to $1,500)
🍴 7x on Dining (worth 7%) from Apr 01 to Jun 30 (up to $1,500)
✈️ 5x on Hotels, Amazon (worth 5%) from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Mario's valuation of 1¢ per Ultimate Rewards point

Rates

20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
The best of your neighborhood.$0 delivery fee.
5% Cash Back on Lyft Rides
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomFlex-56" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56022.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>

Sign Up Bonus

20,000 Points
after you spend $500 in the first 3 months from account opening
$200 value based on Mario's valuation of 1¢ per Ultimate Rewards point

Minimum Credit Requirement

This card requires Good (650+) credit

Rewards

✈️ 5x on Lyft (worth 5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 5%)
🛍️ 3x on Drugstores (worth 3%)
✈️ 9x on Hotels (Ultimate Rewards) (worth 9%) from Apr 01 to Jun 30 (up to $1,500)
🍴 7x on Dining (worth 7%) from Apr 01 to Jun 30 (up to $1,500)
✈️ 5x on Hotels, Amazon (worth 5%) from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Mario's valuation of 1¢ per Ultimate Rewards point

Rates

20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee

Benefits

Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
The best of your neighborhood.$0 delivery fee.
5% Cash Back on Lyft Rides
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomFlex-56" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56022.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Mario may earn a referral bonus.
Apply on Capital One
👆 If you apply with this link and are approved, Mario may earn a referral bonus.

Venture X

Sign Up Bonus

75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 10x on Hotels (Capital One) (worth 10%)
✈️ 10x on Car Rentals (Capital One) (worth 10%)
✈️ 5x on Air Travel (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile

Rates

19.99% - 29.99% Purchase APR
19.99% - 29.99% Transfer APR
29.99% Cash Advance APR

Fees

$395 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee

Benefits

Book confidently with free price drop protection
If you find a better price, we’ll match it
Make your plans flexible with special features
Know when to buy and when to wait

Sign Up Bonus

75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 10x on Hotels (Capital One) (worth 10%)
✈️ 10x on Car Rentals (Capital One) (worth 10%)
✈️ 5x on Air Travel (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile

Rates

19.99% - 29.99% Purchase APR
19.99% - 29.99% Transfer APR
29.99% Cash Advance APR

Fees

$395 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee

Benefits

Book confidently with free price drop protection
If you find a better price, we’ll match it
Make your plans flexible with special features
Know when to buy and when to wait
🔽 Expand
Apply on Capital One
👆 If you apply with this link and are approved, Mario may earn a referral bonus.
Apply on Capital One
👆 If you apply with this link and are approved, Mario may earn a referral bonus.

Savor

Sign Up Bonus

$300
after you spend $3,000 in the first 3 months from account opening

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 10x on Uber
🍴 10x on Uber Eats
🛍️ 8x on Entertainment (Capital One)
✈️ 5x on Hotels (Capital One)
✈️ 5x on Car Rentals (Capital One)
🍴 4x on Dining
🛍️ 4x on Entertainment
🛍️ 4x on Streaming
🛒 3x on Grocery
♾️ 1x on Everything Else

Rates

19.99% - 29.99% Purchase APR
19.99% - 29.99% Transfer APR
29.99% Cash Advance APR

Fees

$95 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee

Benefits

No Foreign Transaction Fees
Complimentary Concierge Service
Extended Warranty
24-hour Travel Assistance Services
Travel Accident Insurance
Instant Purchase Notifications
Capital One Shopping
Shop With Your Rewards
Redeem Your Rewards with PayPal
Capital One Travel
50% off Handcrafted Beverages
Capital One Dining
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno
Book confidently with free price drop protection
If you find a better price, we’ll match it
Make your plans flexible with special features
Know when to buy and when to wait

Sign Up Bonus

$300
after you spend $3,000 in the first 3 months from account opening

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 10x on Uber
🍴 10x on Uber Eats
🛍️ 8x on Entertainment (Capital One)
✈️ 5x on Hotels (Capital One)
✈️ 5x on Car Rentals (Capital One)
🍴 4x on Dining
🛍️ 4x on Entertainment
🛍️ 4x on Streaming
🛒 3x on Grocery
♾️ 1x on Everything Else

Rates

19.99% - 29.99% Purchase APR
19.99% - 29.99% Transfer APR
29.99% Cash Advance APR

Fees

$95 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee

Benefits

No Foreign Transaction Fees
Complimentary Concierge Service
Extended Warranty
24-hour Travel Assistance Services
Travel Accident Insurance
Instant Purchase Notifications
Capital One Shopping
Shop With Your Rewards
Redeem Your Rewards with PayPal
Capital One Travel
50% off Handcrafted Beverages
Capital One Dining
Security Alerts
$0 Fraud Liability
Virtual Card Numbers from Eno
Card Lock
Account Alerts from Eno
CreditWise
See Recurring Merchants
Authorized User
Balance Transfer
24/7 Customer Service
Autopay
Chat with Eno
Book confidently with free price drop protection
If you find a better price, we’ll match it
Make your plans flexible with special features
Know when to buy and when to wait
🔽 Expand
Apply on Capital One
👆 If you apply with this link and are approved, Mario may earn a referral bonus.

Amazon Visa

Sign Up Bonus

50 Points
after you spend $1 in the first month from account opening
$1 value based on 1¢ per Amazon point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 3x on Air Travel (Ultimate Rewards) (worth 3%)
✈️ 3x on Hotels (Ultimate Rewards) (worth 3%)
✈️ 3x on Car Rentals (Ultimate Rewards) (worth 3%)
🛒 3x on Whole Foods (worth 3%)
🛍️ 3x on Amazon (worth 3%)
🍴 2x on Dining (worth 2%)
2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point

Rates

19.49% - 27.49% Purchase APR
19.49% - 27.49% Transfer APR
29.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Auto Rental Collision Damage Waiver

Sign Up Bonus

50 Points
after you spend $1 in the first month from account opening
$1 value based on 1¢ per Amazon point

Minimum Credit Requirement

This card requires Excellent (700+) credit

Rewards

✈️ 3x on Air Travel (Ultimate Rewards) (worth 3%)
✈️ 3x on Hotels (Ultimate Rewards) (worth 3%)
✈️ 3x on Car Rentals (Ultimate Rewards) (worth 3%)
🛒 3x on Whole Foods (worth 3%)
🛍️ 3x on Amazon (worth 3%)
🍴 2x on Dining (worth 2%)
2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point

Rates

19.49% - 27.49% Purchase APR
19.49% - 27.49% Transfer APR
29.99% Cash Advance APR

Fees

$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee

Benefits

Extended Warranty Protection
Purchase Protection
Baggage Delay Insurance
Zero Liability Protection
Travel Accident Insurance
Lost Luggage Reimbursement
Auto Rental Collision Damage Waiver
🔽 Expand
Powered By MaxRewards
Use Mario's referral code mariodelcubo to get 1 month of MaxRewards Gold for free! Plus: They also get a month of MaxRewards Gold for free!