Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (chase.com/travel) (worth 7.5%)
✈️ 5x on Hotel (chase.com/travel) (worth 7.5%)
✈️ 5x on Car Rental (chase.com/travel) (worth 7.5%)
✈️ 5x on Cruise (chase.com/travel) (worth 7.5%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 7.5%)
🍴 3x on Dining (worth 4.5%)
🛍️ 3x on Drugstore (worth 4.5%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 7.5%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 7.5%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 7.5%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.99% - 28.49% Purchase APR
18.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee