Michael Meyer's Cards

140,000 Points

after you spend $3,000 in the first 3 months from account opening

$700 value based on 0.5¢ per IHG point

This card requires Excellent (700+) credit

✈️ 26x on IHG (worth 13%)

✈️ 5x on Travel (worth 2.5%)

🍴 5x on Dining (worth 2.5%)

⛽ 5x on Gas (worth 2.5%)

♾️ 3x on Everything Else

Percentages based on 0.5¢ per IHG point

21.49% - 28.49% Purchase APR

21.49% - 28.49% Transfer APR

29.99% Cash Advance APR

$99 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Anniversary Free Night

Baggage Delay Insurance

Lost Luggage Reimbursement

Purchase Protection

Trip Cancellation/Trip Interruption Insurance

DoorDash

After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee^{<a class="pt-daggerU" data-lh-name="PricingTerms_IHG_Rewards_41" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56987.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a>} with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>

30,000 Points

after you spend $3,000 in the first 3 months from account opening

$450 value based on 1.5¢ per Hyatt point

This card requires Excellent (700+) credit

✈️ 4x on Hyatt (worth 6%)

🍴 2x on Dining (worth 3%)

✈️ 2x on Airlines (worth 3%)

✈️ 2x on Transit (worth 3%)

🛍️ 2x on Gyms (worth 3%)

♾️ 1x on Everything Else

Percentages based on 1.5¢ per Hyatt point

21.49% - 28.49% Purchase APR

21.49% - 28.49% Transfer APR

29.99% Cash Advance APR

$95 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Get a Free Night Every Year

Baggage Delay Insurance

Lost Luggage Reimbursement

Trip Cancellation/Interruption Insurance

Purchase Protection

Auto Rental Collision Damage Waiver

Visa Concierge

DoorDash

After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee^{<a class="pt-daggerU" data-lh-name="PricingTerms_WOH_44" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC57656.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a>} with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>

20,000 Points

after you spend $500 in the first 3 months from account opening

$300 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Good (650+) credit

✈️ 5x on Lyft (worth 7.5%)

🛒 5x on Grocery, Gyms (worth 7.5%) from Jan 01 to Mar 31 (up to $1,500)

🍴 5x on Dining, Hotels, Amazon (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)

♾️ 1x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

14.99% - 23.74% Purchase APR

14.99% - 23.74% Transfer APR

24.99% Cash Advance APR

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$39 Late Payment Fee

$39 Return Payment Fee

Zero Liability Protection

Purchase Protection

Extended Warranty Protection

Fraud Protection

Fraud Alerts

DoorDash

Lyft

20,000 Points

after you spend $500 in the first 3 months from account opening

$300 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Good (650+) credit

✈️ 5x on Lyft (worth 7.5%)

✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)

✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)

✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)

🍴 3x on Dining (worth 4.5%)

🛍️ 3x on Drugstores (worth 4.5%)

♾️ 1.5x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

20.49% - 29.24% Purchase APR

20.49% - 29.24% Transfer APR

29.99% Cash Advance APR

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Zero Liability Protection

Purchase Protection

Extended Warranty Protection

Trip Cancellation/Interruption Insurance

24/7 Fraud Monitoring

Auto Rental Collision Damage Waiver

Travel and Emergency Assistance Services

After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee^{<a class="pt-daggerU" data-lh-name="PricingTerms_FreedomUnlimited-36" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56029.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a>} with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>

75,000 Miles

after you spend $4,000 in the first 3 months from account opening

$750 value based on 1¢ per Capital One mile

This card requires Excellent (700+) credit

✈️ 10x on Hotels (Capital One) (worth 10%)

✈️ 10x on Car Rentals (Capital One) (worth 10%)

✈️ 5x on Air Travel (Capital One) (worth 5%)

♾️ 2x on Everything Else

Percentages based on 1¢ per Capital One mile

19.99% - 29.99% Purchase APR

19.99% - 29.99% Transfer APR

29.99% Cash Advance APR

$395 Annual Fee

$0 Balance Transfer Fee

$5 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

Book confidently with free price drop protection

If you find a better price, we’ll match it

Make your plans flexible with special features

Know when to buy and when to wait

60,000 Points

after you spend $4,000 in the first 3 months from account opening

$900 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Excellent (700+) credit

✈️ 10x on Lyft (worth 15%)

✈️ 10x on Hotels (Ultimate Rewards) (worth 15%)

✈️ 10x on Car Rentals (Ultimate Rewards) (worth 15%)

🍴 10x on Dining (Ultimate Rewards) (worth 15%)

✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)

✈️ 3x on Travel (worth 4.5%)

🍴 3x on Dining (worth 4.5%)

♾️ 1x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

22.49% - 29.49% Purchase APR

22.49% - 29.49% Transfer APR

29.99% Cash Advance APR

$550 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

$300 Annual Travel Credit

Complimentary Airport Lounge Access

Global Entry or TSA PreCheck® or NEXUS Fee Credit

The Edit℠

Reserved by Sapphire

Your Sapphire Reserve Visa Infinite card unlocks special car rental benefits

Lyft

Peloton

After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee^{<a class="pt-daggerU" data-lh-name="PricingTerms_SapphireReserve_37" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56007.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a>} with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>

60,000 Points

after you spend $4,000 in the first 3 months from account opening

$900 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Good (650+) credit

✈️ 5x on Lyft (worth 7.5%)

✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)

✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)

✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)

🍴 3x on Dining (worth 4.5%)

🛒 3x on Grocery Delivery (worth 4.5%)

🛍️ 3x on Streaming (worth 4.5%)

✈️ 2x on Travel (worth 3%)

♾️ 1x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

21.49% - 28.49% Purchase APR

21.49% - 28.49% Transfer APR

29.99% Cash Advance APR

$95 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Lyft

Instacart

DoorDash

Peloton

After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee^{<a class="pt-daggerU" data-lh-name="PricingTerms_SapphirePreferred_4" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56014.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a>} with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>

This card requires Good (650+) credit

🍴 3x on Dining (worth 3%)

✈️ 2x on Travel (worth 2%)

♾️ 1x on Everything Else

Percentages based on 1¢ per Bilt Rewards point

21.49% - 29.49% Purchase APR

21.49% - 29.49% Transfer APR

29.24% Cash Advance APR

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Late Payment Fee

100,000 Points

after you spend $8,000 in the first 3 months from account opening

$1,500 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Good (650+) credit

✈️ 5x on Lyft (worth 7.5%)

🛍️ 3x on Travel, Telecommunications, Shipping, Advertisements (worth 4.5%) (up to $150,000)

♾️ 1x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

21.24% - 26.24% Purchase APR

21.24% - 26.24% Transfer APR

29.99% Cash Advance APR

$95 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$15 or 5% Cash Advance Fee, whichever is greater

$0 Foreign Transaction Fee

$40 Return Payment Fee

Cash Back

Gift Cards

Apple® Ultimate Rewards Store

Travel

1:1 Points Transfer

Trip Cancellation/Trip Interruption Insurance

Roadside Dispatch

Auto Rental Collision Damage Waiver

Cell Phone Protection

Purchase Protection

Extended Warranty Protection

35,000 Points

after you spend $3,000 in the first 3 months from account opening

$525 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Excellent (700+) credit

✈️ 5x on Lyft (worth 7.5%)

🛍️ 5x on Telecommunications, Office Supplies (worth 7.5%) (up to $25,000)

🍴 2x on Dining, Gas (worth 3%) (up to $25,000)

♾️ 1x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

18.49% - 24.49% Purchase APR

18.49% - 24.49% Transfer APR

29.99% Cash Advance APR

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$15 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Return Payment Fee

Cash Back

Travel

Apple® Ultimate Rewards Store

Gift Cards

Auto Rental Collision Damage Waiver

Travel and Emergency Assistance Services

Roadside Dispatch

Purchase Protection

Extended Warranty Protection

75,000 Points

after you spend $6,000 in the first 3 months from account opening

$1,125 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Excellent (700+) credit

✈️ 5x on Lyft (worth 7.5%)

♾️ 1.5x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

18.49% - 24.49% Purchase APR

18.49% - 24.49% Transfer APR

29.99% Cash Advance APR

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$15 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Return Payment Fee

Cash Back

Travel

Apple® Ultimate Rewards Store

Gift Cards

Auto Rental Collision Damage Waiver

Travel and Emergency Assistance Services

Roadside Dispatch

Purchase Protection

Extended Warranty Protection

20,000 Points

after you spend $500 in the first 3 months from account opening

$300 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Good (650+) credit

✈️ 5x on Lyft (worth 7.5%)

✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)

✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)

🛍️ 3x on Drugstores (worth 4.5%)

✈️ 9x on Hotels (Ultimate Rewards) (worth 13.5%) from Apr 01 to Jun 30 (up to $1,500)

🍴 7x on Dining (worth 10.5%) from Apr 01 to Jun 30 (up to $1,500)

✈️ 5x on Hotels, Amazon (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)

♾️ 1x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

20.49% - 29.24% Purchase APR

20.49% - 29.24% Transfer APR

29.99% Cash Advance APR

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Zero Liability Protection

Purchase Protection

Extended Warranty Protection

Trip Cancellation/Interruption Insurance

Cell Phone Protection

24/7 Fraud Monitoring

Auto Rental Collision Damage Waiver

Travel and Emergency Assistance Services

The best of your neighborhood.$0 delivery fee.

5% Cash Back on Lyft Rides

After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee^{<a class="pt-daggerU" data-lh-name="PricingTerms_FreedomFlex-56" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56022.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a>} with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>

20,000 Points

after you spend $500 in the first 3 months from account opening

$300 value based on Michael's valuation of 1.5¢ per Ultimate Rewards point

This card requires Good (650+) credit

✈️ 5x on Lyft (worth 7.5%)

✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)

✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)

✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)

🍴 3x on Dining (worth 4.5%)

🛍️ 3x on Drugstores (worth 4.5%)

♾️ 1.5x on Everything Else

Percentages based on Michael's valuation of 1.5¢ per Ultimate Rewards point

20.49% - 29.24% Purchase APR

20.49% - 29.24% Transfer APR

29.99% Cash Advance APR

$0 Annual Fee

$5 or 5% Balance Transfer Fee, whichever is greater

$10 or 5% Cash Advance Fee, whichever is greater

3% Foreign Transaction Fee

$40 Late Payment Fee

$40 Return Payment Fee

Zero Liability Protection

Purchase Protection

Extended Warranty Protection

Trip Cancellation/Interruption Insurance

24/7 Fraud Monitoring

Auto Rental Collision Damage Waiver

Travel and Emergency Assistance Services

After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee^{<a class="pt-daggerU" data-lh-name="PricingTerms_FreedomUnlimited-36" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56029.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a>} with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>