Neil Fernandes's Cards
💳 25 cards
Condensed
Compact
Extended
Wells Fargo Active Cash Visa®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$200 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
19.24% Purchase APR
19.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$200 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
19.24% Purchase APR
19.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Wells Fargo Autograph Visa®
Sign Up Bonus
20,000 Points
after you spend $1,000 in the first 3 months from account opening
$200 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Travel (worth 3%)
🍴 3x on Dining (worth 3%)
⛽ 3x on Gas (worth 3%)
🛍️ 3x on Telecommunication (worth 3%)
🛍️ 3x on Streaming (worth 3%)
🛍️ 3x on EV Charging (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
20.24% Purchase APR
20.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
Sign Up Bonus
20,000 Points
after you spend $1,000 in the first 3 months from account opening
$200 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Travel (worth 3%)
🍴 3x on Dining (worth 3%)
⛽ 3x on Gas (worth 3%)
🛍️ 3x on Telecommunication (worth 3%)
🛍️ 3x on Streaming (worth 3%)
🛍️ 3x on EV Charging (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
20.24% Purchase APR
20.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Chase Sapphire Preferred®
Sign Up Bonus
60,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,172 value based on Neil's valuation of 1.95¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.81%)
✈️ 5x on Air Travel (chase.com/travel) (worth 7.81%)
✈️ 5x on Hotel (chase.com/travel) (worth 7.81%)
✈️ 5x on Car Rental (chase.com/travel) (worth 7.81%)
✈️ 5x on Cruise (chase.com/travel) (worth 7.81%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 7.81%)
🍴 3x on Dining (worth 4.69%)
🛒 3x on Grocery Delivery (worth 4.69%)
🛍️ 3x on Streaming (worth 4.69%)
✈️ 2x on Travel (worth 3.13%)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.95¢ per Ultimate Rewards point
Rates
19.99% - 28.24% Purchase APR
19.99% - 28.24% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
60,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,172 value based on Neil's valuation of 1.95¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.81%)
✈️ 5x on Air Travel (chase.com/travel) (worth 7.81%)
✈️ 5x on Hotel (chase.com/travel) (worth 7.81%)
✈️ 5x on Car Rental (chase.com/travel) (worth 7.81%)
✈️ 5x on Cruise (chase.com/travel) (worth 7.81%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 7.81%)
🍴 3x on Dining (worth 4.69%)
🛒 3x on Grocery Delivery (worth 4.69%)
🛍️ 3x on Streaming (worth 4.69%)
✈️ 2x on Travel (worth 3.13%)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.95¢ per Ultimate Rewards point
Rates
19.99% - 28.24% Purchase APR
19.99% - 28.24% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Ink Business Unlimited®
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$938 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
♾️ 1.5x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 23.49% Purchase APR
17.49% - 23.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$938 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
♾️ 1.5x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 23.49% Purchase APR
17.49% - 23.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Ink Business Cash®
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$438 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 5x on Telecommunication, Office Supply (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 25.49% Purchase APR
17.49% - 25.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$438 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 5x on Telecommunication, Office Supply (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 25.49% Purchase APR
17.49% - 25.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Chase Freedom Unlimited®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$423 value based on Neil's valuation of 2.11¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 8.13%)
✈️ 5x on Air Travel (chase.com/travel) (worth 8.13%)
✈️ 5x on Hotel (chase.com/travel) (worth 8.13%)
✈️ 5x on Car Rental (chase.com/travel) (worth 8.13%)
✈️ 5x on Cruise (chase.com/travel) (worth 8.13%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 8.13%)
🍴 3x on Dining (worth 4.88%)
🛍️ 3x on Drugstore (worth 4.88%)
♾️ 1.5x on Everything Else
Percentages based on Neil's valuation of 2.11¢ per Ultimate Rewards point
Rates
18.99% - 28.49% Purchase APR
18.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$423 value based on Neil's valuation of 2.11¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 8.13%)
✈️ 5x on Air Travel (chase.com/travel) (worth 8.13%)
✈️ 5x on Hotel (chase.com/travel) (worth 8.13%)
✈️ 5x on Car Rental (chase.com/travel) (worth 8.13%)
✈️ 5x on Cruise (chase.com/travel) (worth 8.13%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 8.13%)
🍴 3x on Dining (worth 4.88%)
🛍️ 3x on Drugstore (worth 4.88%)
♾️ 1.5x on Everything Else
Percentages based on Neil's valuation of 2.11¢ per Ultimate Rewards point
Rates
18.99% - 28.49% Purchase APR
18.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Ink Business Preferred®
Sign Up Bonus
90,000 Points
after you spend $8,000 in the first 3 months from account opening
$1,125 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 3x on Travel, Telecommunication, Shipping, Advertisement (worth 3.75%) (up to $150,000)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
20.24% - 26.24% Purchase APR
20.24% - 26.24% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
90,000 Points
after you spend $8,000 in the first 3 months from account opening
$1,125 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 3x on Travel, Telecommunication, Shipping, Advertisement (worth 3.75%) (up to $150,000)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
20.24% - 26.24% Purchase APR
20.24% - 26.24% Transfer APR
29.24% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Southwest Rapid Rewards® Performance Business
Sign Up Bonus
80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Southwest Air (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rental (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Advertisement (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
80,000 Points
after you spend $5,000 in the first 3 months from account opening
$1,200 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Southwest Air (worth 6%)
✈️ 3x on Hotels (worth 4.5%)
✈️ 3x on Car Rental (worth 4.5%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Advertisement (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$199 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Southwest Rapid Rewards® Plus
Sign Up Bonus
50,000 Points
after you spend $1,000 in the first 3 months from account opening
$750 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Southwest Air (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rental (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
50,000 Points
after you spend $1,000 in the first 3 months from account opening
$750 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Southwest Air (worth 3%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rental (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$69 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on Discover
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Discover it
Neil's Review
Great card to get started on the credit card game with no credit history. One of my first cards that I got coming to the states
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Streaming, Home Improvement from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Gas, Transit, Home Utility, EV Charging from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target, Amazon Music from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
18.24% - 27.24% Purchase APR
18.24% - 27.24% Transfer APR
29.24% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$30 Return Payment Fee
Neil's Review
Great card to get started on the credit card game with no credit history. One of my first cards that I got coming to the states
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Streaming, Home Improvement from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Gas, Transit, Home Utility, EV Charging from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target, Amazon Music from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
18.24% - 27.24% Purchase APR
18.24% - 27.24% Transfer APR
29.24% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$30 Return Payment Fee
🔽 Expand
Apply on Discover
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Blue Business Cash(TM)
Sign Up Bonus
$250
after you spend $3,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
2x on All (up to $50,000)
♾️ 1x on Everything Else
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
$250
after you spend $3,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
2x on All (up to $50,000)
♾️ 1x on Everything Else
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Amazon Business Prime
Sign Up Bonus
12,500 Points
after you spend $1 in the first month from account opening
$125 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
🛍️ 2x on Telecommunication (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
18.49% - 26.49% Purchase APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
12,500 Points
after you spend $1 in the first month from account opening
$125 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
🛍️ 2x on Telecommunication (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
18.49% - 26.49% Purchase APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,500 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5%)
✈️ 5x on Hotel (amextravel.com) (worth 5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5%)
✈️ 5x on Cruise (amextravel.com) (worth 5%)
🛍️ 1.5x on Home Improvement (worth 1.5%)
🛍️ 1.5x on Electronics (worth 1.5%)
🛍️ 1.5x on Shipping (worth 1.5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,500 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5%)
✈️ 5x on Hotel (amextravel.com) (worth 5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5%)
✈️ 5x on Cruise (amextravel.com) (worth 5%)
🛍️ 1.5x on Home Improvement (worth 1.5%)
🛍️ 1.5x on Electronics (worth 1.5%)
🛍️ 1.5x on Shipping (worth 1.5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
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👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Amex EveryDay®
Sign Up Bonus
10,000 Points
after you spend $2,000 in the first 6 months from account opening
$100 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 2x on Grocery (worth 2%) (up to $6,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
17.74% - 28.74% Purchase APR
17.74% - 28.74% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
10,000 Points
after you spend $2,000 in the first 6 months from account opening
$100 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 2x on Grocery (worth 2%) (up to $6,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
17.74% - 28.74% Purchase APR
17.74% - 28.74% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Business Gold
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,000 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,000 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
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👆 If you apply with this link and are approved, Neil may earn a referral bonus.
American Express Gold
Sign Up Bonus
60,000 Points
after you spend $6,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%) (up to $50,000)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
✈️ 3x on Car Rental (amextravel.com) (worth 3%)
✈️ 3x on Cruise (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
60,000 Points
after you spend $6,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%) (up to $50,000)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Air Travel (amextravel.com) (worth 3%)
✈️ 3x on Hotel (amextravel.com) (worth 3%)
✈️ 3x on Car Rental (amextravel.com) (worth 3%)
✈️ 3x on Cruise (amextravel.com) (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
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👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Platinum
Neil's Review
Card for frequent flyers and for interviews. Gets you access to the airport lounges and food!
Sign Up Bonus
80,000 Points
after you spend $8,000 in the first 6 months from account opening
$800 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5%)
✈️ 5x on Hotel (amextravel.com) (worth 5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5%)
✈️ 5x on Cruise (amextravel.com) (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Neil's Review
Card for frequent flyers and for interviews. Gets you access to the airport lounges and food!
Sign Up Bonus
80,000 Points
after you spend $8,000 in the first 6 months from account opening
$800 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5%)
✈️ 5x on Hotel (amextravel.com) (worth 5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5%)
✈️ 5x on Cruise (amextravel.com) (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
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Unlimited Cash Rewards World Mastercard
Neil's Review
Rotating 3x categories is the biggest reason for this card
Sign Up Bonus
$200
after you spend $1,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1.5x on Everything Else
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
Neil's Review
Rotating 3x categories is the biggest reason for this card
Sign Up Bonus
$200
after you spend $1,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1.5x on Everything Else
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Travel Rewards Visa Signature
Sign Up Bonus
25,000 Points
after you spend $1,000 in the first 3 months from account opening
$250 value based on 1¢ per BoA point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1.5x on Everything Else
Percentages based on 1¢ per BoA point
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Sign Up Bonus
25,000 Points
after you spend $1,000 in the first 3 months from account opening
$250 value based on 1¢ per BoA point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1.5x on Everything Else
Percentages based on 1¢ per BoA point
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Costco Anywhere Visa® Card by Citi
Neil's Review
Insurance and travel
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
⛽ 5x on Costco Gas (up to $7,000)
⛽ 4x on Gas, EV Charging (up to $7,000)
✈️ 3x on Airlines
✈️ 3x on Hotels
✈️ 3x on Car Rental
✈️ 3x on Cruise
🍴 3x on Dining
🛍️ 2x on Costco
♾️ 1x on Everything Else
Rates
19.49% - 27.49% Purchase APR
19.49% - 27.49% Transfer APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Neil's Review
Insurance and travel
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
⛽ 5x on Costco Gas (up to $7,000)
⛽ 4x on Gas, EV Charging (up to $7,000)
✈️ 3x on Airlines
✈️ 3x on Hotels
✈️ 3x on Car Rental
✈️ 3x on Cruise
🍴 3x on Dining
🛍️ 2x on Costco
♾️ 1x on Everything Else
Rates
19.49% - 27.49% Purchase APR
19.49% - 27.49% Transfer APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
🔽 Expand
Prime Visa
Neil's Review
If you have prime membership this is definitely worth it
Sign Up Bonus
200 Points
after you spend $1 in the first month from account opening
$2 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Air Travel (chase.com/travel) (worth 5%)
✈️ 5x on Hotel (chase.com/travel) (worth 5%)
✈️ 5x on Car Rental (chase.com/travel) (worth 5%)
✈️ 5x on Cruise (chase.com/travel) (worth 5%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 5%)
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
19.49% - 28.24% Purchase APR
19.49% - 28.24% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Neil's Review
If you have prime membership this is definitely worth it
Sign Up Bonus
200 Points
after you spend $1 in the first month from account opening
$2 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Air Travel (chase.com/travel) (worth 5%)
✈️ 5x on Hotel (chase.com/travel) (worth 5%)
✈️ 5x on Car Rental (chase.com/travel) (worth 5%)
✈️ 5x on Cruise (chase.com/travel) (worth 5%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 5%)
🛒 5x on Whole Foods (worth 5%)
🛍️ 5x on Amazon (worth 5%)
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Transit (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
19.49% - 28.24% Purchase APR
19.49% - 28.24% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 4% Balance Transfer Fee, whichever is greater
$5 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
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👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Chase Freedom Flex®
Neil's Review
Great revolving 5% credit card. Bonus categories are worth it. Plus the dining 3x points.
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (chase.com/travel) (worth 6.25%)
✈️ 5x on Hotel (chase.com/travel) (worth 6.25%)
✈️ 5x on Car Rental (chase.com/travel) (worth 6.25%)
✈️ 5x on Cruise (chase.com/travel) (worth 6.25%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstore (worth 3.75%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
18.99% - 28.49% Purchase APR
18.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Neil's Review
Great revolving 5% credit card. Bonus categories are worth it. Plus the dining 3x points.
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$250 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
✈️ 5x on Air Travel (chase.com/travel) (worth 6.25%)
✈️ 5x on Hotel (chase.com/travel) (worth 6.25%)
✈️ 5x on Car Rental (chase.com/travel) (worth 6.25%)
✈️ 5x on Cruise (chase.com/travel) (worth 6.25%)
🛍️ 5x on Entertainment (chase.com/travel) (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
🛍️ 3x on Drugstore (worth 3.75%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 6.25%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 6.25%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 6.25%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 6.25%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
18.99% - 28.49% Purchase APR
18.99% - 28.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
Ink Business Cash®
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$438 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 5x on Telecommunication, Office Supply (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 25.49% Purchase APR
17.49% - 25.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$438 value based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🛍️ 5x on Telecommunication, Office Supply (worth 6.25%) (up to $25,000)
🍴 2x on Dining, Gas (worth 2.5%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Neil's valuation of 1.25¢ per Ultimate Rewards point
Rates
17.49% - 25.49% Purchase APR
17.49% - 25.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Neil may earn a referral bonus.
