Nicholas Crawford's Cards
💳 79 cards
Condensed
Compact
Extended
Shop Your Way Mastercard®
Sign Up Bonus
4,000 Points
after you spend $50 in the first month from account opening
$40 value based on 1¢ per Shop Your Way point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
⛽ 5x on Gas (worth 5%) (up to $10,000)
🛒 3x on Grocery, Dining (worth 3%) (up to $10,000)
🛍️ 2x on Sears (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Shop Your Way point
Rates
Fees
$0 Annual Fee
Sign Up Bonus
4,000 Points
after you spend $50 in the first month from account opening
$40 value based on 1¢ per Shop Your Way point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
⛽ 5x on Gas (worth 5%) (up to $10,000)
🛒 3x on Grocery, Dining (worth 3%) (up to $10,000)
🛍️ 2x on Sears (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Shop Your Way point
Rates
Fees
$0 Annual Fee
🔽 Expand
Discover it® Cash Back
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Streaming, Home Improvement from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Gas, Transit, Home Utility, EV Charging from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target, Amazon Music from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
18.24% - 27.24% Purchase APR
18.24% - 27.24% Transfer APR
29.24% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$30 Return Payment Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Streaming, Home Improvement from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Gas, Transit, Home Utility, EV Charging from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Amazon, Target, Amazon Music from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Rates
18.24% - 27.24% Purchase APR
18.24% - 27.24% Transfer APR
29.24% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$30 Return Payment Fee
🔽 Expand
Target REDcard
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 5x on Target.com
🛍️ 5x on Target
♾️ 0x on Everything Else
Rates
Fees
$0 Annual Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 5x on Target.com
🛍️ 5x on Target
♾️ 0x on Everything Else
Rates
Fees
$0 Annual Fee
🔽 Expand
Apple Card
Minimum Credit Requirement
This card requires Rebuilding (600+) credit
Rewards
✈️ 3x on Uber
🍴 3x on Panera
🍴 3x on Uber Eats
⛽ 3x on Exxon
⛽ 3x on Mobil
🛍️ 3x on Apple
🛍️ 3x on Walgreens
🛍️ 3x on T-Mobile
🛍️ 3x on Nike
🛍️ 2x on Apple Pay
♾️ 1x on Everything Else
Rates
10.99% - 21.99% Purchase APR
Fees
$0 Foreign Transaction Fee
$0 Late Payment Fee
Minimum Credit Requirement
This card requires Rebuilding (600+) credit
Rewards
✈️ 3x on Uber
🍴 3x on Panera
🍴 3x on Uber Eats
⛽ 3x on Exxon
⛽ 3x on Mobil
🛍️ 3x on Apple
🛍️ 3x on Walgreens
🛍️ 3x on T-Mobile
🛍️ 3x on Nike
🛍️ 2x on Apple Pay
♾️ 1x on Everything Else
Rates
10.99% - 21.99% Purchase APR
Fees
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Venmo Visa
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 3x on Choice: Transportation, Travel, Grocery, Entertainment, Dining & Nightlife, Bills & Utilities, Health & Beauty, Gas
☑️ 2x on Choice: Transportation, Travel, Grocery, Entertainment, Dining & Nightlife, Bills & Utilities, Health & Beauty, Gas
♾️ 1x on Everything Else
Rates
Fees
$0 Annual Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 3x on Choice: Transportation, Travel, Grocery, Entertainment, Dining & Nightlife, Bills & Utilities, Health & Beauty, Gas
☑️ 2x on Choice: Transportation, Travel, Grocery, Entertainment, Dining & Nightlife, Bills & Utilities, Health & Beauty, Gas
♾️ 1x on Everything Else
Rates
Fees
$0 Annual Fee
🔽 Expand
Venmo Visa
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 3x on Choice: Transportation, Travel, Grocery, Entertainment, Dining & Nightlife, Bills & Utilities, Health & Beauty, Gas
☑️ 2x on Choice: Transportation, Travel, Grocery, Entertainment, Dining & Nightlife, Bills & Utilities, Health & Beauty, Gas
♾️ 1x on Everything Else
Rates
Fees
$0 Annual Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 3x on Choice: Transportation, Travel, Grocery, Entertainment, Dining & Nightlife, Bills & Utilities, Health & Beauty, Gas
☑️ 2x on Choice: Transportation, Travel, Grocery, Entertainment, Dining & Nightlife, Bills & Utilities, Health & Beauty, Gas
♾️ 1x on Everything Else
Rates
Fees
$0 Annual Fee
🔽 Expand
Venmo Debit
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 0x on Everything Else
Rates
Fees
$0 Annual Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 0x on Everything Else
Rates
Fees
$0 Annual Fee
🔽 Expand
Bread Cashback™ American Express®
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 2x on Everything Else
Rates
Fees
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 2x on Everything Else
Rates
Fees
🔽 Expand
Bread Rewards™ American Express®
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 3x on Dining
🛒 3x on Grocery
⛽ 3x on Gas
🛍️ 3x on Home Utility
♾️ 1x on Everything Else
Rates
Fees
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 3x on Dining
🛒 3x on Grocery
⛽ 3x on Gas
🛍️ 3x on Home Utility
♾️ 1x on Everything Else
Rates
Fees
🔽 Expand
Target REDcard
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 5x on Target.com
🛍️ 5x on Target
♾️ 0x on Everything Else
Rates
Fees
$0 Annual Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 5x on Target.com
🛍️ 5x on Target
♾️ 0x on Everything Else
Rates
Fees
$0 Annual Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Charles Schwab Platinum
Sign Up Bonus
100,000 Points
after you spend $6,000 in the first 6 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5.5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
Fees
$695 Annual Fee
Sign Up Bonus
100,000 Points
after you spend $6,000 in the first 6 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5.5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
Fees
$695 Annual Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Hilton Honors Business
Sign Up Bonus
150,000 Points
after you spend $8,000 in the first 6 months from account opening
$600 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 12x on Hilton (worth 4.8%)
5x on All (worth 2%) (up to $100,000)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$195 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $8,000 in the first 6 months from account opening
$600 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 12x on Hilton (worth 4.8%)
5x on All (worth 2%) (up to $100,000)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$195 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Hilton Honors Aspire
Sign Up Bonus
175,000 Points
after you spend $6,000 in the first 6 months from account opening
$700 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 14x on Hilton (worth 5.6%)
🍴 7x on Dining (worth 2.8%)
✈️ 7x on Airlines (worth 2.8%)
✈️ 7x on Car Rental (worth 2.8%)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$550 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
175,000 Points
after you spend $6,000 in the first 6 months from account opening
$700 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 14x on Hilton (worth 5.6%)
🍴 7x on Dining (worth 2.8%)
✈️ 7x on Airlines (worth 2.8%)
✈️ 7x on Car Rental (worth 2.8%)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$550 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Gold
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Blue Business Cash(TM)
Sign Up Bonus
$250
after you spend $3,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
2x on All (up to $50,000)
♾️ 1x on Everything Else
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
$250
after you spend $3,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
2x on All (up to $50,000)
♾️ 1x on Everything Else
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
American Express Gold
Sign Up Bonus
100,000 Points
after you spend $6,000 in the first 6 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4.4%) (up to $50,000)
🛒 4x on Grocery (worth 4.4%) (up to $25,000)
✈️ 3x on Airlines (worth 3.3%)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
✈️ 3x on Car Rental (amextravel.com) (worth 3.3%)
✈️ 3x on Cruise (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $6,000 in the first 6 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4.4%) (up to $50,000)
🛒 4x on Grocery (worth 4.4%) (up to $25,000)
✈️ 3x on Airlines (worth 3.3%)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
✈️ 3x on Car Rental (amextravel.com) (worth 3.3%)
✈️ 3x on Cruise (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$325 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Additional Business Expense
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Bonvoy Business Amex
Sign Up Bonus
3 Points
after you spend $6,000 in the first 6 months from account opening
$0 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunication (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
3 Points
after you spend $6,000 in the first 6 months from account opening
$0 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunication (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Platinum
Sign Up Bonus
80,000 Points
after you spend $8,000 in the first 6 months from account opening
$880 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5.5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
80,000 Points
after you spend $8,000 in the first 6 months from account opening
$880 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5.5%)
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Hilton Honors Surpass®
Sign Up Bonus
130,000 Points
after you spend $3,000 in the first 6 months from account opening
$520 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 12x on Hilton (worth 4.8%)
🍴 6x on Dining (worth 2.4%)
🛒 6x on Grocery (worth 2.4%)
⛽ 6x on Gas (worth 2.4%)
🛍️ 4x on Online Shopping (worth 1.6%)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$150 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
130,000 Points
after you spend $3,000 in the first 6 months from account opening
$520 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 12x on Hilton (worth 4.8%)
🍴 6x on Dining (worth 2.4%)
🛒 6x on Grocery (worth 2.4%)
⛽ 6x on Gas (worth 2.4%)
🛍️ 4x on Online Shopping (worth 1.6%)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$150 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Additional Business Expense
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Business Gold
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Additional Business Expense
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Additional Business Expense
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Additional Business Expense
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Additional Business Expense
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Additional Business Expense
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Additional Business Expense
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
100,000 Points
after you spend $15,000 in the first 3 months from account opening
$1,100 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4.4%) (up to $150,000)
✈️ 3x on Air Travel (amextravel.com) (worth 3.3%)
✈️ 3x on Hotel (amextravel.com) (worth 3.3%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Business
Minimum Credit Requirement
This card requires Rebuilding (600+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
Fees
$0 Annual Fee
Minimum Credit Requirement
This card requires Rebuilding (600+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
Fees
$0 Annual Fee
🔽 Expand
Bilt World Elite Mastercard®
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on 1.25¢ per Bilt Rewards point
Rates
20.49% - 28.49% Purchase APR
20.49% - 28.49% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 6.25%)
🍴 3x on Dining (worth 3.75%)
✈️ 2x on Travel (worth 2.5%)
♾️ 1x on Everything Else
Percentages based on 1.25¢ per Bilt Rewards point
Rates
20.49% - 28.49% Purchase APR
20.49% - 28.49% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Wells Fargo Signify Business Cash
Sign Up Bonus
50,000 Points
after you spend $5,000 in the first 3 months from account opening
$500 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
17.49% - 25.49% Purchase APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
Sign Up Bonus
50,000 Points
after you spend $5,000 in the first 3 months from account opening
$500 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
17.49% - 25.49% Purchase APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
🔽 Expand
Signify Business Essential
Sign Up Bonus
100,000 Points
after you spend $25,000 in the first 3 months from account opening
$1,000 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
Fees
$125 Annual Fee
Sign Up Bonus
100,000 Points
after you spend $25,000 in the first 3 months from account opening
$1,000 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
Fees
$125 Annual Fee
🔽 Expand
Business Adv Unlimited Cash Rewards
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 1.5x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 1.5x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Business Adv Unlimited Cash Rewards
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 1.5x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 1.5x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Alaska Airlines
Sign Up Bonus
60,000 Miles
after you spend $4,000 in the first 3 months from account opening
$660 value based on 1.1¢ per Mileage Plan mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Alaska Air (worth 3.3%)
⛽ 2x on Gas (worth 2.2%)
🛍️ 2x on EV Charging (worth 2.2%)
🛍️ 2x on Shipping (worth 2.2%)
✈️ 2x on Transit (worth 2.2%)
✈️ 2x on Ride-Sharing (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on 1.1¢ per Mileage Plan mile
Rates
20.24% - 28.24% Purchase APR
20.24% - 28.24% Transfer APR
28.49% Cash Advance APR
Fees
$50 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
Sign Up Bonus
60,000 Miles
after you spend $4,000 in the first 3 months from account opening
$660 value based on 1.1¢ per Mileage Plan mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Alaska Air (worth 3.3%)
⛽ 2x on Gas (worth 2.2%)
🛍️ 2x on EV Charging (worth 2.2%)
🛍️ 2x on Shipping (worth 2.2%)
✈️ 2x on Transit (worth 2.2%)
✈️ 2x on Ride-Sharing (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on 1.1¢ per Mileage Plan mile
Rates
20.24% - 28.24% Purchase APR
20.24% - 28.24% Transfer APR
28.49% Cash Advance APR
Fees
$50 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Business Adv Customized Cash Rewards
Sign Up Bonus
$200
after you spend $1,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛒 2x on Grocery, Wholesale Club from Jan 01 to Mar 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jan 01 to Mar 31 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Apr 01 to Jun 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Jul 01 to Sep 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jul 01 to Sep 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Oct 01 to Dec 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Oct 01 to Dec 31 (up to $2,500)
♾️ 1x on Everything Else
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
Sign Up Bonus
$200
after you spend $1,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛒 2x on Grocery, Wholesale Club from Jan 01 to Mar 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jan 01 to Mar 31 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Apr 01 to Jun 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Jul 01 to Sep 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jul 01 to Sep 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Oct 01 to Dec 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Oct 01 to Dec 31 (up to $2,500)
♾️ 1x on Everything Else
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Business Adv Unlimited Cash Rewards
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 1.5x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 1.5x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Alaska Airlines
Sign Up Bonus
60,000 Miles
after you spend $4,000 in the first 3 months from account opening
$660 value based on 1.1¢ per Mileage Plan mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Alaska Air (worth 3.3%)
⛽ 2x on Gas (worth 2.2%)
🛍️ 2x on EV Charging (worth 2.2%)
🛍️ 2x on Shipping (worth 2.2%)
✈️ 2x on Transit (worth 2.2%)
✈️ 2x on Ride-Sharing (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on 1.1¢ per Mileage Plan mile
Rates
20.24% - 28.24% Purchase APR
20.24% - 28.24% Transfer APR
28.49% Cash Advance APR
Fees
$50 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
Sign Up Bonus
60,000 Miles
after you spend $4,000 in the first 3 months from account opening
$660 value based on 1.1¢ per Mileage Plan mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Alaska Air (worth 3.3%)
⛽ 2x on Gas (worth 2.2%)
🛍️ 2x on EV Charging (worth 2.2%)
🛍️ 2x on Shipping (worth 2.2%)
✈️ 2x on Transit (worth 2.2%)
✈️ 2x on Ride-Sharing (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on 1.1¢ per Mileage Plan mile
Rates
20.24% - 28.24% Purchase APR
20.24% - 28.24% Transfer APR
28.49% Cash Advance APR
Fees
$50 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Business Adv Customized Cash Rewards
Sign Up Bonus
$200
after you spend $1,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛒 2x on Grocery, Wholesale Club from Jan 01 to Mar 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jan 01 to Mar 31 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Apr 01 to Jun 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Jul 01 to Sep 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jul 01 to Sep 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Oct 01 to Dec 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Oct 01 to Dec 31 (up to $2,500)
♾️ 1x on Everything Else
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
Sign Up Bonus
$200
after you spend $1,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛒 2x on Grocery, Wholesale Club from Jan 01 to Mar 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jan 01 to Mar 31 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Apr 01 to Jun 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Jul 01 to Sep 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jul 01 to Sep 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Oct 01 to Dec 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Oct 01 to Dec 31 (up to $2,500)
♾️ 1x on Everything Else
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Business Adv Unlimited Cash Rewards
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 1.5x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 1.5x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
AAdvantage Aviator Silver Mastercard
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 1x on American Air (worth 1%)
♾️ 50x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
Fees
$0 Annual Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 1x on American Air (worth 1%)
♾️ 50x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
Fees
$0 Annual Fee
🔽 Expand
Wells Fargo Signify Business Cash
Sign Up Bonus
50,000 Points
after you spend $5,000 in the first 3 months from account opening
$500 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
17.49% - 25.49% Purchase APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
Sign Up Bonus
50,000 Points
after you spend $5,000 in the first 3 months from account opening
$500 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
17.49% - 25.49% Purchase APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$0 Foreign Transaction Fee
🔽 Expand
Citi Strata Premier℠
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$600 value based on 1¢ per ThankYou® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 10x on Hotel (cititravel.com) (worth 10%)
✈️ 10x on Car Rental (cititravel.com) (worth 10%)
🛍️ 10x on Entertainment (cititravel.com) (worth 10%)
🍴 3x on Dining (worth 3%)
🛒 3x on Grocery (worth 3%)
⛽ 3x on Gas (worth 3%)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Hotels (worth 3%)
🛍️ 3x on EV Charging (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per ThankYou® point
Rates
20.24% - 28.24% Purchase APR
20.24% - 28.24% Transfer APR
29.49% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$600 value based on 1¢ per ThankYou® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 10x on Hotel (cititravel.com) (worth 10%)
✈️ 10x on Car Rental (cititravel.com) (worth 10%)
🛍️ 10x on Entertainment (cititravel.com) (worth 10%)
🍴 3x on Dining (worth 3%)
🛒 3x on Grocery (worth 3%)
⛽ 3x on Gas (worth 3%)
✈️ 3x on Airlines (worth 3%)
✈️ 3x on Hotels (worth 3%)
🛍️ 3x on EV Charging (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per ThankYou® point
Rates
20.24% - 28.24% Purchase APR
20.24% - 28.24% Transfer APR
29.49% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
🔽 Expand
Citi Simplicity® Card
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rates
18.24% - 28.99% Purchase APR
18.24% - 28.99% Transfer APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$0 Late Payment Fee
$41 Return Payment Fee
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rates
18.24% - 28.99% Purchase APR
18.24% - 28.99% Transfer APR
29.49% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$0 Late Payment Fee
$41 Return Payment Fee
🔽 Expand
Citi®/AAdvantage® Platinum Select® World Elite Mastercard®
Sign Up Bonus
50,000 Points
after you spend $2,500 in the first 3 months from account opening
$500 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on American Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
20.24% - 29.24% Purchase APR
20.24% - 29.24% Transfer APR
29.49% Cash Advance APR
Fees
$99 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Sign Up Bonus
50,000 Points
after you spend $2,500 in the first 3 months from account opening
$500 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on American Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
20.24% - 29.24% Purchase APR
20.24% - 29.24% Transfer APR
29.49% Cash Advance APR
Fees
$99 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
🔽 Expand
Venture X Business
Sign Up Bonus
150,000 Miles
after you spend $30,000 in the first 3 months from account opening
$1,500 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
Fees
$395 Annual Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$2.99 Late Payment Fee
Sign Up Bonus
150,000 Miles
after you spend $30,000 in the first 3 months from account opening
$1,500 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
Fees
$395 Annual Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$2.99 Late Payment Fee
🔽 Expand
Apply on Capital One
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Spark Miles
Sign Up Bonus
50,000 Miles
after you spend $4,500 in the first 3 months from account opening
$500 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Car Rental (worth 5%)
✈️ 5x on Hotels (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
25.24% Purchase APR
25.24% Transfer APR
31.24% Cash Advance APR
Fees
$95 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
Sign Up Bonus
50,000 Miles
after you spend $4,500 in the first 3 months from account opening
$500 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Car Rental (worth 5%)
✈️ 5x on Hotels (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
25.24% Purchase APR
25.24% Transfer APR
31.24% Cash Advance APR
Fees
$95 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
🔽 Expand
Apply on Capital One
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Citi® / AAdvantage Business™ World Elite Mastercard®
Sign Up Bonus
65,000 Points
after you spend $4,000 in the first 4 months from account opening
$650 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on American Air (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Car Rental (worth 2%)
🛍️ 2x on Telecommunication (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$99 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Sign Up Bonus
65,000 Points
after you spend $4,000 in the first 4 months from account opening
$650 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on American Air (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Car Rental (worth 2%)
🛍️ 2x on Telecommunication (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$99 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
🔽 Expand
Citi® / AAdvantage Business™ World Elite Mastercard®
Sign Up Bonus
65,000 Points
after you spend $4,000 in the first 4 months from account opening
$650 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on American Air (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Car Rental (worth 2%)
🛍️ 2x on Telecommunication (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$99 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Sign Up Bonus
65,000 Points
after you spend $4,000 in the first 4 months from account opening
$650 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on American Air (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on Car Rental (worth 2%)
🛍️ 2x on Telecommunication (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
20.24% - 29.24% Purchase APR
29.49% Cash Advance APR
Fees
$99 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Ink Business Unlimited®
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
♾️ 1.5x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
17.49% - 23.49% Purchase APR
17.49% - 23.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
♾️ 1.5x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
17.49% - 23.49% Purchase APR
17.49% - 23.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Ink Business Unlimited®
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
♾️ 1.5x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
17.49% - 23.49% Purchase APR
17.49% - 23.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
♾️ 1.5x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
17.49% - 23.49% Purchase APR
17.49% - 23.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Alaska Airlines Visa Signature
Sign Up Bonus
50,000 Miles
after you spend $3,000 in the first 3 months from account opening
$550 value based on 1.1¢ per Mileage Plan mile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 3x on Alaska Air (worth 3.3%)
⛽ 2x on Gas (worth 2.2%)
🛍️ 2x on EV Charging (worth 2.2%)
🛍️ 2x on Shipping (worth 2.2%)
✈️ 2x on Transit (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on 1.1¢ per Mileage Plan mile
Rates
20.24% - 28.24% Purchase APR
20.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$95 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Sign Up Bonus
50,000 Miles
after you spend $3,000 in the first 3 months from account opening
$550 value based on 1.1¢ per Mileage Plan mile
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 3x on Alaska Air (worth 3.3%)
⛽ 2x on Gas (worth 2.2%)
🛍️ 2x on EV Charging (worth 2.2%)
🛍️ 2x on Shipping (worth 2.2%)
✈️ 2x on Transit (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on 1.1¢ per Mileage Plan mile
Rates
20.24% - 28.24% Purchase APR
20.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$95 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Customized Cash Rewards Visa Signature
Sign Up Bonus
$200
after you spend $1,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Rebuilding (600+) credit
Rewards
🛒 2x on Grocery, Wholesale Club from Jan 01 to Mar 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jan 01 to Mar 31 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Apr 01 to Jun 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Jul 01 to Sep 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jul 01 to Sep 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Oct 01 to Dec 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Oct 01 to Dec 31 (up to $2,500)
♾️ 1x on Everything Else
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
Sign Up Bonus
$200
after you spend $1,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Rebuilding (600+) credit
Rewards
🛒 2x on Grocery, Wholesale Club from Jan 01 to Mar 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jan 01 to Mar 31 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Apr 01 to Jun 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Apr 01 to Jun 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Jul 01 to Sep 30 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Jul 01 to Sep 30 (up to $2,500)
🛒 2x on Grocery, Wholesale Club from Oct 01 to Dec 31 (up to $2,500)
☑️ 3x on Choice: Gas & EV Charging, Dining, Travel, Online Shopping, Drug Stores, Home Improvement from Oct 01 to Dec 31 (up to $2,500)
♾️ 1x on Everything Else
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
28.24% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$4 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Business Adv Unlimited Cash Rewards
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 0x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 0x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Business Adv Unlimited Cash Rewards
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 0x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (up to $50,000)
☑️ 3x on Choice: Gas, Office Supply Stores, Travel, TV/Telecom & Wireless, Computer Services, Business Consulting Services (up to $50,000)
♾️ 0x on Everything Else
Rates
17.49% - 27.49% Purchase APR
17.49% - 27.49% Transfer APR
28.49% Cash Advance APR
Fees
$0 Annual Fee
4% Balance Transfer Fee
$0 or 4% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Southwest Rapid Rewards® Priority
Nicholas's Review
Get this card on your way to earn the Companion Pass
Sign Up Bonus
50,000 Points
after you spend $1,000 in the first 3 months from account opening
$750 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Southwest Air (worth 4.5%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rental (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$149 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Nicholas's Review
Get this card on your way to earn the Companion Pass
Sign Up Bonus
50,000 Points
after you spend $1,000 in the first 3 months from account opening
$750 value based on 1.5¢ per Southwest point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Southwest Air (worth 4.5%)
✈️ 2x on Transit (worth 3%)
✈️ 2x on Hotels (worth 3%)
✈️ 2x on Car Rental (worth 3%)
🛍️ 2x on Telecommunication (worth 3%)
🛍️ 2x on Streaming (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Southwest point
Rates
20.49% - 27.49% Purchase APR
20.49% - 27.49% Transfer APR
29.24% Cash Advance APR
Fees
$149 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Ink Business Cash®
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Telecommunication, Office Supply (worth 7.5%) (up to $25,000)
🍴 2x on Dining, Gas (worth 3%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
17.49% - 25.49% Purchase APR
17.49% - 25.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Telecommunication, Office Supply (worth 7.5%) (up to $25,000)
🍴 2x on Dining, Gas (worth 3%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
17.49% - 25.49% Purchase APR
17.49% - 25.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2.2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Green Rewards
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Air Travel (amextravel.com) (worth 2.2%)
✈️ 2x on Hotel (amextravel.com) (worth 2.2%)
✈️ 2x on Car Rental (amextravel.com) (worth 2.2%)
✈️ 2x on Cruise (amextravel.com) (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Air Travel (amextravel.com) (worth 2.2%)
✈️ 2x on Hotel (amextravel.com) (worth 2.2%)
✈️ 2x on Car Rental (amextravel.com) (worth 2.2%)
✈️ 2x on Cruise (amextravel.com) (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Green Rewards
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Air Travel (amextravel.com) (worth 2.2%)
✈️ 2x on Hotel (amextravel.com) (worth 2.2%)
✈️ 2x on Car Rental (amextravel.com) (worth 2.2%)
✈️ 2x on Cruise (amextravel.com) (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Air Travel (amextravel.com) (worth 2.2%)
✈️ 2x on Hotel (amextravel.com) (worth 2.2%)
✈️ 2x on Car Rental (amextravel.com) (worth 2.2%)
✈️ 2x on Cruise (amextravel.com) (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,650 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Air Travel (amextravel.com) (worth 5.5%)
✈️ 5x on Hotel (amextravel.com) (worth 5.5%)
✈️ 5x on Car Rental (amextravel.com) (worth 5.5%)
✈️ 5x on Cruise (amextravel.com) (worth 5.5%)
🛍️ 1.5x on Home Improvement (worth 1.65%)
🛍️ 1.5x on Electronics (worth 1.65%)
🛍️ 1.5x on Shipping (worth 1.65%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 27.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Blue Business Cash(TM)
Sign Up Bonus
$250
after you spend $3,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
2x on All (up to $50,000)
♾️ 1x on Everything Else
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
$250
after you spend $3,000 in the first 3 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
2x on All (up to $50,000)
♾️ 1x on Everything Else
Rates
17.49% - 27.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Chase Sapphire Reserve®
Sign Up Bonus
50,000 Points
after you spend $5,000 in the first 3 months from account opening
$750 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Lyft (worth 15%)
✈️ 10x on Hotel (chase.com/travel) (worth 15%)
✈️ 10x on Car Rental (chase.com/travel) (worth 15%)
🍴 10x on Dining (dining.chase.com) (worth 15%)
✈️ 5x on Air Travel (chase.com/travel) (worth 7.5%)
✈️ 3x on Travel (worth 4.5%)
🍴 3x on Dining (worth 4.5%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
20.24% - 28.74% Purchase APR
20.24% - 28.74% Transfer APR
29.24% Cash Advance APR
Fees
$795 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Sign Up Bonus
50,000 Points
after you spend $5,000 in the first 3 months from account opening
$750 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Lyft (worth 15%)
✈️ 10x on Hotel (chase.com/travel) (worth 15%)
✈️ 10x on Car Rental (chase.com/travel) (worth 15%)
🍴 10x on Dining (dining.chase.com) (worth 15%)
✈️ 5x on Air Travel (chase.com/travel) (worth 7.5%)
✈️ 3x on Travel (worth 4.5%)
🍴 3x on Dining (worth 4.5%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
20.24% - 28.74% Purchase APR
20.24% - 28.74% Transfer APR
29.24% Cash Advance APR
Fees
$795 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Chase Freedom®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 7.5%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 7.5%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 7.5%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
14.99% - 23.74% Purchase APR
14.99% - 23.74% Transfer APR
24.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 7.5%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 7.5%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 7.5%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
14.99% - 23.74% Purchase APR
14.99% - 23.74% Transfer APR
24.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Chase Freedom®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 7.5%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 7.5%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 7.5%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
14.99% - 23.74% Purchase APR
14.99% - 23.74% Transfer APR
24.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Grocery, Norwegian, Gym, Beauty (worth 7.5%) from Jan 01 to Mar 31 (up to $1,500)
🛒 5x on Whole Foods, Amazon, Streaming (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
🛍️ 5x on Instacart, Gas, Entertainment, EV Charging (worth 7.5%) from Jul 01 to Sep 30 (up to $1,500)
🛍️ 5x on Charity, PayPal, McDonald's, Pet Store, Veterinarian (worth 7.5%) from Oct 01 to Dec 31 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.5¢ per Ultimate Rewards point
Rates
14.99% - 23.74% Purchase APR
14.99% - 23.74% Transfer APR
24.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
Business Green Rewards
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Air Travel (amextravel.com) (worth 2.2%)
✈️ 2x on Hotel (amextravel.com) (worth 2.2%)
✈️ 2x on Car Rental (amextravel.com) (worth 2.2%)
✈️ 2x on Cruise (amextravel.com) (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$165 value based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 2x on Air Travel (amextravel.com) (worth 2.2%)
✈️ 2x on Hotel (amextravel.com) (worth 2.2%)
✈️ 2x on Car Rental (amextravel.com) (worth 2.2%)
✈️ 2x on Cruise (amextravel.com) (worth 2.2%)
♾️ 1x on Everything Else
Percentages based on Nicholas's valuation of 1.1¢ per Membership Rewards point
Rates
18.49% - 29.24% Purchase APR
Fees
$95 Annual Fee
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Nicholas may earn a referral bonus.
