Shashank Chandra's Cards
💳 26 cards
Condensed
Compact
Extended
Apply on American Express
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Hilton Honors Business
Sign Up Bonus
175,000 Points
after you spend $8,000 in the first 6 months from account opening
$700 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 12x on Hilton (worth 4.8%)
🍴 6x on Dining (worth 2.4%)
⛽ 6x on Gas (worth 2.4%)
✈️ 6x on Airlines (worth 2.4%)
✈️ 6x on Car Rentals (worth 2.4%)
🛍️ 6x on Telecommunications (worth 2.4%)
🛍️ 6x on Shipping (worth 2.4%)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$195 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Complimentary Hilton Honors Gold Status
Upgrade to Hilton Honors Diamond Status
Complimentary National Car Rental Emerald Club Executive Status
No Foreign Transaction Fees
Hilton Honors Bonus Points
$240 Hilton Credit
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
175,000 Points
after you spend $8,000 in the first 6 months from account opening
$700 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 12x on Hilton (worth 4.8%)
🍴 6x on Dining (worth 2.4%)
⛽ 6x on Gas (worth 2.4%)
✈️ 6x on Airlines (worth 2.4%)
✈️ 6x on Car Rentals (worth 2.4%)
🛍️ 6x on Telecommunications (worth 2.4%)
🛍️ 6x on Shipping (worth 2.4%)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$195 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Complimentary Hilton Honors Gold Status
Upgrade to Hilton Honors Diamond Status
Complimentary National Car Rental Emerald Club Executive Status
No Foreign Transaction Fees
Hilton Honors Bonus Points
$240 Hilton Credit
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Chase Sapphire Preferred®
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$900 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)
🍴 3x on Dining (worth 4.5%)
🛒 3x on Grocery Delivery (worth 4.5%)
🛍️ 3x on Streaming (worth 4.5%)
✈️ 2x on Travel (worth 3%)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lyft
Instacart
DoorDash
Peloton
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_SapphirePreferred_4" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56014.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$900 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)
🍴 3x on Dining (worth 4.5%)
🛒 3x on Grocery Delivery (worth 4.5%)
🛍️ 3x on Streaming (worth 4.5%)
✈️ 2x on Travel (worth 3%)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Lyft
Instacart
DoorDash
Peloton
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_SapphirePreferred_4" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56014.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Blue Cash Everyday®
Sign Up Bonus
$200
after you spend $2,000 in the first 6 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (up to $6,000)
⛽ 3x on Gas (up to $6,000)
🛍️ 3x on Online Shopping (up to $6,000)
♾️ 1x on Everything Else
Rates
19.24% - 29.99% Purchase APR
19.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Car Rental Loss and Damage Insurance︎
24/7 Global Assist® Hotline
AMERICAN EXPRESS EXPERIENCES
Fraud Protection
Pay It Plan It®
Additional Cards
Sign Up Bonus
$200
after you spend $2,000 in the first 6 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (up to $6,000)
⛽ 3x on Gas (up to $6,000)
🛍️ 3x on Online Shopping (up to $6,000)
♾️ 1x on Everything Else
Rates
19.24% - 29.99% Purchase APR
19.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Car Rental Loss and Damage Insurance︎
24/7 Global Assist® Hotline
AMERICAN EXPRESS EXPERIENCES
Fraud Protection
Pay It Plan It®
Additional Cards
🔽 Expand
Blue Cash Everyday®
Sign Up Bonus
$200
after you spend $2,000 in the first 6 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (up to $6,000)
⛽ 3x on Gas (up to $6,000)
🛍️ 3x on Online Shopping (up to $6,000)
♾️ 1x on Everything Else
Rates
19.24% - 29.99% Purchase APR
19.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Car Rental Loss and Damage Insurance︎
24/7 Global Assist® Hotline
AMERICAN EXPRESS EXPERIENCES
Fraud Protection
Pay It Plan It®
Additional Cards
Sign Up Bonus
$200
after you spend $2,000 in the first 6 months from account opening
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (up to $6,000)
⛽ 3x on Gas (up to $6,000)
🛍️ 3x on Online Shopping (up to $6,000)
♾️ 1x on Everything Else
Rates
19.24% - 29.99% Purchase APR
19.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Car Rental Loss and Damage Insurance︎
24/7 Global Assist® Hotline
AMERICAN EXPRESS EXPERIENCES
Fraud Protection
Pay It Plan It®
Additional Cards
🔽 Expand
Apply on Discover
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Discover it
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Drugstores from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Gas, Transit, EV Charging, Home Improvement from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Rates
17.24% - 28.24% Purchase APR
17.24% - 28.24% Transfer APR
29.99% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Benefits
Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Drugstores from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Gas, Transit, EV Charging, Home Improvement from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Rates
17.24% - 28.24% Purchase APR
17.24% - 28.24% Transfer APR
29.99% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Benefits
Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
🔽 Expand
Apply on Discover
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Platinum
Sign Up Bonus
80,000 Points
after you spend $8,000 in the first 6 months from account opening
$800 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
🛍️ 5x on amextravel.com (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
UBER RIDES WITH PLATINUM™
THE GLOBAL LOUNGE COLLECTION®
$200 Airline Fee Credit
INTERNATIONAL AIRLINE PROGRAM
FEE CREDIT FOR GLOBAL ENTRY OR TSA PRE✓®
The Centurion® Lounge
Fine Hotels & Resorts® Program
The Hotel Collection
PLATINUM TRAVEL SERVICE
MARRIOTT BONVOY™ GOLD ELITE STATUS
Hilton Honors Gold Status
NO FOREIGN TRANSACTION FEES
Car Rental Privileges
Car Rental Loss and Damage Insurance︎
Premium Global Assist® Hotline
TRIP DELAY
TRIP CANCELLATION
SHOP SAKS WITH PLATINUM
PLATINUM CARD® CONCIERGE
BY INVITATION ONLY®
Global Dining Collection
PREFERRED SEATING
Departures Magazine
INCIRCLE®
COMPLIMENTARY ADDITIONAL GOLD CARD
Card Member Services
Experience Membership Together
Sign Up Bonus
80,000 Points
after you spend $8,000 in the first 6 months from account opening
$800 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
🛍️ 5x on amextravel.com (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
UBER RIDES WITH PLATINUM™
THE GLOBAL LOUNGE COLLECTION®
$200 Airline Fee Credit
INTERNATIONAL AIRLINE PROGRAM
FEE CREDIT FOR GLOBAL ENTRY OR TSA PRE✓®
The Centurion® Lounge
Fine Hotels & Resorts® Program
The Hotel Collection
PLATINUM TRAVEL SERVICE
MARRIOTT BONVOY™ GOLD ELITE STATUS
Hilton Honors Gold Status
NO FOREIGN TRANSACTION FEES
Car Rental Privileges
Car Rental Loss and Damage Insurance︎
Premium Global Assist® Hotline
TRIP DELAY
TRIP CANCELLATION
SHOP SAKS WITH PLATINUM
PLATINUM CARD® CONCIERGE
BY INVITATION ONLY®
Global Dining Collection
PREFERRED SEATING
Departures Magazine
INCIRCLE®
COMPLIMENTARY ADDITIONAL GOLD CARD
Card Member Services
Experience Membership Together
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Platinum
Sign Up Bonus
80,000 Points
after you spend $8,000 in the first 6 months from account opening
$800 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
🛍️ 5x on amextravel.com (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
UBER RIDES WITH PLATINUM™
THE GLOBAL LOUNGE COLLECTION®
$200 Airline Fee Credit
INTERNATIONAL AIRLINE PROGRAM
FEE CREDIT FOR GLOBAL ENTRY OR TSA PRE✓®
The Centurion® Lounge
Fine Hotels & Resorts® Program
The Hotel Collection
PLATINUM TRAVEL SERVICE
MARRIOTT BONVOY™ GOLD ELITE STATUS
Hilton Honors Gold Status
NO FOREIGN TRANSACTION FEES
Car Rental Privileges
Car Rental Loss and Damage Insurance︎
Premium Global Assist® Hotline
TRIP DELAY
TRIP CANCELLATION
SHOP SAKS WITH PLATINUM
PLATINUM CARD® CONCIERGE
BY INVITATION ONLY®
Global Dining Collection
PREFERRED SEATING
Departures Magazine
INCIRCLE®
COMPLIMENTARY ADDITIONAL GOLD CARD
Card Member Services
Experience Membership Together
Sign Up Bonus
80,000 Points
after you spend $8,000 in the first 6 months from account opening
$800 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
🛍️ 5x on amextravel.com (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
UBER RIDES WITH PLATINUM™
THE GLOBAL LOUNGE COLLECTION®
$200 Airline Fee Credit
INTERNATIONAL AIRLINE PROGRAM
FEE CREDIT FOR GLOBAL ENTRY OR TSA PRE✓®
The Centurion® Lounge
Fine Hotels & Resorts® Program
The Hotel Collection
PLATINUM TRAVEL SERVICE
MARRIOTT BONVOY™ GOLD ELITE STATUS
Hilton Honors Gold Status
NO FOREIGN TRANSACTION FEES
Car Rental Privileges
Car Rental Loss and Damage Insurance︎
Premium Global Assist® Hotline
TRIP DELAY
TRIP CANCELLATION
SHOP SAKS WITH PLATINUM
PLATINUM CARD® CONCIERGE
BY INVITATION ONLY®
Global Dining Collection
PREFERRED SEATING
Departures Magazine
INCIRCLE®
COMPLIMENTARY ADDITIONAL GOLD CARD
Card Member Services
Experience Membership Together
🔽 Expand
American Express Gold
Sign Up Bonus
60,000 Points
after you spend $6,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
Sign Up Bonus
60,000 Points
after you spend $6,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
🔽 Expand
American Express Gold
Sign Up Bonus
60,000 Points
after you spend $6,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
Sign Up Bonus
60,000 Points
after you spend $6,000 in the first 6 months from account opening
$600 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Chase Freedom Unlimited®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)
🍴 3x on Dining (worth 4.5%)
🛍️ 3x on Drugstores (worth 4.5%)
♾️ 1.5x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomUnlimited-36" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56029.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)
🍴 3x on Dining (worth 4.5%)
🛍️ 3x on Drugstores (worth 4.5%)
♾️ 1.5x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomUnlimited-36" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56029.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Chase Sapphire Reserve®
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$900 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Lyft (worth 15%)
✈️ 10x on Hotels (Ultimate Rewards) (worth 15%)
✈️ 10x on Car Rentals (Ultimate Rewards) (worth 15%)
🍴 10x on Dining (Ultimate Rewards) (worth 15%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 3x on Travel (worth 4.5%)
🍴 3x on Dining (worth 4.5%)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
22.49% - 29.49% Purchase APR
22.49% - 29.49% Transfer APR
29.99% Cash Advance APR
Fees
$550 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$300 Annual Travel Credit
Complimentary Airport Lounge Access
Global Entry or TSA PreCheck® or NEXUS Fee Credit
The Edit℠
Reserved by Sapphire
Your Sapphire Reserve Visa Infinite card unlocks special car rental benefits
Lyft
Peloton
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_SapphireReserve_37" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56007.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$900 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Lyft (worth 15%)
✈️ 10x on Hotels (Ultimate Rewards) (worth 15%)
✈️ 10x on Car Rentals (Ultimate Rewards) (worth 15%)
🍴 10x on Dining (Ultimate Rewards) (worth 15%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 3x on Travel (worth 4.5%)
🍴 3x on Dining (worth 4.5%)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
22.49% - 29.49% Purchase APR
22.49% - 29.49% Transfer APR
29.99% Cash Advance APR
Fees
$550 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$300 Annual Travel Credit
Complimentary Airport Lounge Access
Global Entry or TSA PreCheck® or NEXUS Fee Credit
The Edit℠
Reserved by Sapphire
Your Sapphire Reserve Visa Infinite card unlocks special car rental benefits
Lyft
Peloton
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_SapphireReserve_37" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56007.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Chase Freedom®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛒 5x on Grocery, Gyms (worth 7.5%) from Jan 01 to Mar 31 (up to $1,500)
🍴 5x on Dining, Hotels, Amazon (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
14.99% - 23.74% Purchase APR
14.99% - 23.74% Transfer APR
24.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Fraud Protection
Fraud Alerts
DoorDash
Lyft
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛒 5x on Grocery, Gyms (worth 7.5%) from Jan 01 to Mar 31 (up to $1,500)
🍴 5x on Dining, Hotels, Amazon (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
14.99% - 23.74% Purchase APR
14.99% - 23.74% Transfer APR
24.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Fraud Protection
Fraud Alerts
DoorDash
Lyft
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
World of Hyatt
Sign Up Bonus
30,000 Points
after you spend $3,000 in the first 3 months from account opening
$450 value based on 1.5¢ per Hyatt point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Hyatt (worth 6%)
🍴 2x on Dining (worth 3%)
✈️ 2x on Airlines (worth 3%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Gyms (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Hyatt point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Get a Free Night Every Year
Baggage Delay Insurance
Lost Luggage Reimbursement
Trip Cancellation/Interruption Insurance
Purchase Protection
Auto Rental Collision Damage Waiver
Visa Concierge
DoorDash
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_WOH_44" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC57656.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
30,000 Points
after you spend $3,000 in the first 3 months from account opening
$450 value based on 1.5¢ per Hyatt point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 4x on Hyatt (worth 6%)
🍴 2x on Dining (worth 3%)
✈️ 2x on Airlines (worth 3%)
✈️ 2x on Transit (worth 3%)
🛍️ 2x on Gyms (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1.5¢ per Hyatt point
Rates
21.49% - 28.49% Purchase APR
21.49% - 28.49% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Get a Free Night Every Year
Baggage Delay Insurance
Lost Luggage Reimbursement
Trip Cancellation/Interruption Insurance
Purchase Protection
Auto Rental Collision Damage Waiver
Visa Concierge
DoorDash
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_WOH_44" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC57656.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Chase Freedom Flex®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)
🛍️ 3x on Drugstores (worth 4.5%)
✈️ 9x on Hotels (Ultimate Rewards) (worth 13.5%) from Apr 01 to Jun 30 (up to $1,500)
🍴 7x on Dining (worth 10.5%) from Apr 01 to Jun 30 (up to $1,500)
✈️ 5x on Hotels, Amazon (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
The best of your neighborhood.$0 delivery fee.
5% Cash Back on Lyft Rides
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomFlex-56" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56022.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)
🛍️ 3x on Drugstores (worth 4.5%)
✈️ 9x on Hotels (Ultimate Rewards) (worth 13.5%) from Apr 01 to Jun 30 (up to $1,500)
🍴 7x on Dining (worth 10.5%) from Apr 01 to Jun 30 (up to $1,500)
✈️ 5x on Hotels, Amazon (worth 7.5%) from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
Cell Phone Protection
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
The best of your neighborhood.$0 delivery fee.
5% Cash Back on Lyft Rides
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomFlex-56" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56022.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on Discover
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Discover it
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Drugstores from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Gas, Transit, EV Charging, Home Improvement from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Rates
17.24% - 28.24% Purchase APR
17.24% - 28.24% Transfer APR
29.99% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Benefits
Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 5x on Dining, Drugstores from Jan 01 to Mar 31 (up to $1,500)
🛍️ 5x on Gas, Transit, EV Charging, Home Improvement from Apr 01 to Jun 30 (up to $1,500)
♾️ 1x on Everything Else
Rates
17.24% - 28.24% Purchase APR
17.24% - 28.24% Transfer APR
29.99% Cash Advance APR
Fees
5% Balance Transfer Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$41 Late Payment Fee
$41 Return Payment Fee
Benefits
Enjoy 5% Cash Back
Unlimited Cashback Match
Redeem with Ease
Freeze it® on/off switch for your account.
FICO® Credit Score for free.
Looking out for you.
100% U.S.-based customer service.
Tap to pay.
🔽 Expand
Apply on Discover
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on Capital One
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Venture X
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Hotels (Capital One) (worth 10%)
✈️ 10x on Car Rentals (Capital One) (worth 10%)
✈️ 5x on Air Travel (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
19.99% - 29.99% Purchase APR
19.99% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$395 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Benefits
Book confidently with free price drop protection
If you find a better price, we’ll match it
Make your plans flexible with special features
Know when to buy and when to wait
Sign Up Bonus
75,000 Miles
after you spend $4,000 in the first 3 months from account opening
$750 value based on 1¢ per Capital One mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Hotels (Capital One) (worth 10%)
✈️ 10x on Car Rentals (Capital One) (worth 10%)
✈️ 5x on Air Travel (Capital One) (worth 5%)
♾️ 2x on Everything Else
Percentages based on 1¢ per Capital One mile
Rates
19.99% - 29.99% Purchase APR
19.99% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$395 Annual Fee
$0 Balance Transfer Fee
$5 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Benefits
Book confidently with free price drop protection
If you find a better price, we’ll match it
Make your plans flexible with special features
Know when to buy and when to wait
🔽 Expand
Apply on Capital One
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
American Airlines World Elite Business Mastercard
Sign Up Bonus
75,000 Points
after you spend $0 in the first 0 months from account opening
$750 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Car Rentals (worth 2%)
🛍️ 2x on Telecommunications (worth 2%)
✈️ 2x on American Air (worth 2%)
🛍️ 2x on Office Supplies (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 30.24% Purchase APR
21.24% - 30.24% Transfer APR
30.49% Cash Advance APR
Fees
$95 Annual Fee
$0 Foreign Transaction Fee
$19 Late Payment Fee
$39 Return Payment Fee
Benefits
Earn up to 75,000 AAdvantage bonus miles
5% AAdvantage mileage bonus
Barclays Celebrates Small Business
First checked bag free
Companion Certificate
Preferred boarding
AAdvantage Status
Receive 25% inflight savings
No foreign transaction fees
Complimentary employee cards
$0 Fraud Liability protection
Sign Up Bonus
75,000 Points
after you spend $0 in the first 0 months from account opening
$750 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Car Rentals (worth 2%)
🛍️ 2x on Telecommunications (worth 2%)
✈️ 2x on American Air (worth 2%)
🛍️ 2x on Office Supplies (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 30.24% Purchase APR
21.24% - 30.24% Transfer APR
30.49% Cash Advance APR
Fees
$95 Annual Fee
$0 Foreign Transaction Fee
$19 Late Payment Fee
$39 Return Payment Fee
Benefits
Earn up to 75,000 AAdvantage bonus miles
5% AAdvantage mileage bonus
Barclays Celebrates Small Business
First checked bag free
Companion Certificate
Preferred boarding
AAdvantage Status
Receive 25% inflight savings
No foreign transaction fees
Complimentary employee cards
$0 Fraud Liability protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
United℠ Explorer
Sign Up Bonus
50,000 Miles
after you spend $1 in the first month from account opening
$500 value based on 1¢ per MileagePlus mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (worth 2%)
✈️ 2x on Hotels (worth 2%)
✈️ 2x on United Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per MileagePlus mile
Rates
21.99% - 28.99% Purchase APR
21.99% - 28.99% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Free first checked bag – save up to $140 per roundtrip
Priority boarding
2 United Club℠ one-time passes after account opening and on each anniversary - over a $100 value per year
Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
25% back on United inflight and Club premium drink purchases
Premier upgrades on award tickets
No foreign transaction fees
United Card Events from Chase and United MileagePlus Exclusive Events
Earn Premier qualifying points (PQP)
Earning MileagePlus miles
MileagePlus miles don't expire
No blackout dates
Using MileagePlus miles
Auto Rental Collision Damage Waiver
Baggage Delay Insurance
Lost Luggage Reimbursement
Trip Cancellation/Interruption Insurance
Trip Delay Reimbursement
Purchase Protection
Visa Concierge
Extended Warranty Protection
DoorDash
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_United_7" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56768.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
50,000 Miles
after you spend $1 in the first month from account opening
$500 value based on 1¢ per MileagePlus mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 2x on Dining (worth 2%)
✈️ 2x on Hotels (worth 2%)
✈️ 2x on United Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per MileagePlus mile
Rates
21.99% - 28.99% Purchase APR
21.99% - 28.99% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Free first checked bag – save up to $140 per roundtrip
Priority boarding
2 United Club℠ one-time passes after account opening and on each anniversary - over a $100 value per year
Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
25% back on United inflight and Club premium drink purchases
Premier upgrades on award tickets
No foreign transaction fees
United Card Events from Chase and United MileagePlus Exclusive Events
Earn Premier qualifying points (PQP)
Earning MileagePlus miles
MileagePlus miles don't expire
No blackout dates
Using MileagePlus miles
Auto Rental Collision Damage Waiver
Baggage Delay Insurance
Lost Luggage Reimbursement
Trip Cancellation/Interruption Insurance
Trip Delay Reimbursement
Purchase Protection
Visa Concierge
Extended Warranty Protection
DoorDash
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_United_7" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56768.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on Wells Fargo
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Bilt World Elite Mastercard®
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 3x on Dining (worth 3%)
✈️ 2x on Travel (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Bilt Rewards point
Rates
21.49% - 29.49% Purchase APR
21.49% - 29.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 3x on Dining (worth 3%)
✈️ 2x on Travel (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Bilt Rewards point
Rates
21.49% - 29.49% Purchase APR
21.49% - 29.49% Transfer APR
29.24% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
🔽 Expand
Apply on Wells Fargo
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Wells Fargo Cash Wise Visa Signature®
Sign Up Bonus
15,000 Points
after you spend $500 in the first 3 months from account opening
$150 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1.5x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
14.49% - 24.99% Purchase APR
14.49% - 24.99% Transfer APR
25.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Sign Up Bonus
15,000 Points
after you spend $500 in the first 3 months from account opening
$150 value based on 1¢ per Go Far Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1.5x on Everything Else
Percentages based on 1¢ per Go Far Rewards point
Rates
14.49% - 24.99% Purchase APR
14.49% - 24.99% Transfer APR
25.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Ink Business Cash®
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Telecommunications, Office Supplies (worth 7.5%) (up to $25,000)
🍴 2x on Dining, Gas (worth 3%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Telecommunications, Office Supplies (worth 7.5%) (up to $25,000)
🍴 2x on Dining, Gas (worth 3%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Ink Business Unlimited®
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
♾️ 1.5x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
75,000 Points
after you spend $6,000 in the first 3 months from account opening
$1,125 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
♾️ 1.5x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
United Gateway℠
Sign Up Bonus
20,000 Miles
after you spend $1 in the first month from account opening
$200 value based on 1¢ per MileagePlus mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on United Air (worth 2%)
✈️ 2x on Transit (worth 2%)
⛽ 2x on Gas (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per MileagePlus mile
Rates
21.99% - 28.99% Purchase APR
21.99% - 28.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
25% back on United inflight and Club premium drink purchases
No foreign transaction fees
United Card Events from Chase and United MileagePlus Exclusive Events
Earning MileagePlus miles
MileagePlus miles don't expire
No blackout dates
Using MileagePlus miles
Auto Rental Collision Damage Waiver
Trip Cancellation/Interruption Insurance
Purchase Protection
Visa Concierge
Extended Warranty Protection
DoorDash
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_UnitedGateway_57" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56764.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
20,000 Miles
after you spend $1 in the first month from account opening
$200 value based on 1¢ per MileagePlus mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on United Air (worth 2%)
✈️ 2x on Transit (worth 2%)
⛽ 2x on Gas (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per MileagePlus mile
Rates
21.99% - 28.99% Purchase APR
21.99% - 28.99% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
25% back on United inflight and Club premium drink purchases
No foreign transaction fees
United Card Events from Chase and United MileagePlus Exclusive Events
Earning MileagePlus miles
MileagePlus miles don't expire
No blackout dates
Using MileagePlus miles
Auto Rental Collision Damage Waiver
Trip Cancellation/Interruption Insurance
Purchase Protection
Visa Concierge
Extended Warranty Protection
DoorDash
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_UnitedGateway_57" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56764.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
Ink Business Cash®
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Telecommunications, Office Supplies (worth 7.5%) (up to $25,000)
🍴 2x on Dining, Gas (worth 3%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Telecommunications, Office Supplies (worth 7.5%) (up to $25,000)
🍴 2x on Dining, Gas (worth 3%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Shashank's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Shashank may earn a referral bonus.
